Church Cottages, 10 Kirkgate, Holme Next the Sea, Hunstanton, PE36 6LJ

UPRN:100090964652Mid Terrace HouseBeds -Built 1900-1929

Tenure: -Council Tax: Band CEPC: F (36)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· freshEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 6mo ago

Church Cottages, 10 Kirkgate, Holme Next the Sea, Hunstanton, PE36 6LJ

HP Score

/ 100

Mixed

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

18 of 21 sources

Sale Estimate

£422,000

£380k - £464kMedium

Estimate

£422k

Range

£380k – £464k

Rent Estimate (pcm)

£1,500

£1k - £2k

Monthly

£1,500

Yield

4.24%

Verdict

Derived from HomePortfolio scores

Church Cottages earns an INVESTIGATE rating with HP Score 56/100. Investment score 55/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (9/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

56/ 100

Mixed

Investment Score

55/ 100

Moderate

Crime Score

10/ 100

Low

Walkability

9/ 100

Low

Transit & Bike

Transit 17Bike 32

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£425,000

At the asking price

Monthly rent£1,500/mo

Evidenced range £1,350-£1,650

Interest rate5.4%

Loan to value75%

Cash required: £140,050
Net cash flow: -£396/mo
Cash on cash: -3.4%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.05 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£422,000

Rent Estimate (pcm)£1,500

Gross Yield4.24%

1y Growth-

3y Growth-5.7%

5y Growth-1.0%

10y Growth+2.2%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningLow
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0PE36 6LJ

Approval Rate

-12mo

Development

low

26/00659/DISC_A
DISCHARGE OF CONDITION 3 ATTACHED TO PLANNING PERMISSION - 26/00659/F - Householder: Renovation and extension of bungalow.
Pending
26/01717/TDD
5 DAY NOTICE: Two dead Pines which need to be felled along the roadside front of property- Kirkgate
Approved
26/01666/F
HOUSEHOLDER: Erection of a double garage
Pending

View Planning Timeline