The Walnuts, 101 Friday Street, West Row, Bury St. Edmunds, IP28 8PB

UPRN:100091024552Detached House6 bedsBuilt before 1900

FreeholdCouncil Tax: -EPC: D (57)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

The Walnuts, 101 Friday Street, West Row, Bury St. Edmunds, IP28 8PB

HP Score

/ 100

Mixed

Verdict

5 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

20 of 21 sources

Sale Estimate

£720,000

£576k - £864kLow

Estimate

£720k

Range

£576k – £864k

Rent Estimate (pcm)

£3,350

£3k - £4k

Monthly

£3,350

Yield

6.18%

Verdict

Derived from HomePortfolio scores

The Walnuts earns an INVESTIGATE rating with HP Score 67/100. Investment score 57/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (27/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

67/ 100

Mixed

Investment Score

57/ 100

Moderate

Crime Score

11/ 100

Low

Walkability

27/ 100

Low

Transit & Bike

Transit 6Bike 36

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

headline score requires valuation_edge (estimate confidence LOW below scoring floor)

What we could establish

Rental economics8.3/40
gross yield 6.2%; range width penalty ×0.87
- valuation_snapshotsrent estimate 3350/mo (range 3050-3600)· as of 10 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -410/mo, -12% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 2 Nov 2026
Risk & liquidity9.2/15
289 sales/12mo in area; valuation range width 40%
- property_intelligencetransactions_12mo

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£650,000

At the asking price

Monthly rent£3,350/mo

Evidenced range £3,050-£3,600

Interest rate5.4%

Loan to value75%

Cash required: £218,800
Net cash flow: £125/mo
Cash on cash: 0.7%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.53 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsrent estimate 3350/mo (range 3050-3600)Rental economics · as of 10 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 2 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 2 Nov 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth Valuation methodology

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Valuation edge could not be scored
estimate confidence LOW below scoring floor
Rental economics needs verification before you rely on it
rent estimate 3350/mo (range 3050-3600)

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Fill the valuation edge gap before relying on the score.
estimate confidence LOW below scoring floor
3. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£720,000

Rent Estimate (pcm)£3,350

Gross Yield6.18%

1y Growth-

3y Growth+0.4%

5y Growth+1.3%

10y Growth+3.3%

Last Sold Price£163,000 (1999-02-05)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningLow
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0IP28 8PB

Approval Rate

-12mo

Development

low

NMA(A)/23/1930
Non-material amendment to DC/23/1930/FUL - material changes to areas shown as Roadway and Parking Bays from reinforced gravel/reinforced grass to Breedon Golden Amber Self-Binding Gravel
Approved
DC/26/1115/OUT
Outline planning application (means of access to be considered) - one dwelling (following demolition of existing garages)
Pending
SCC/0109/26FH/PreApp
Proposed construction of a small scale waste management facility that will mix sewage cake with lime to produce a nutrient rich fertiliser that will be deployed (spread) on the surrounding agricultural land.
Approved

View Planning Timeline

Ownership

Corporate Ownership73.4%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change1999-02-05
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

4 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£33,437

Population Density77 /km²

Owner Occupied66%

Age Distribution

0-15 18%16-64 63%65+ 19%

View Area Profile

Schools Nearby

West Row Academy
0.2 mi
Report card2026
Ofsted no longer awards a single overall grade.
Beck Row Primary Academy
1.7 mi
Good
On Track Education Mildenhall
1.8 mi
Report card2026
Ofsted no longer awards a single overall grade.
Isleham Church of England Primary School
2.0 mi
Report card2026
Ofsted no longer awards a single overall grade.

7 of 14 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

93A Friday Street
-
£310k
-
The Lilacs Friday Street
-
£160k
-
107 Friday Street
-
£460k
-
113A Friday Street
-
£120k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN