196 Exning Road, Newmarket, CB8 0AH

UPRN:100091030230Terrace Property3 bedsBuilt 1900-1929

FreeholdCouncil Tax: Band BEPC: D (60)

Data freshness:Listing· freshPlanning· 4mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 4mo ago

HP Score

/ 100

Mixed

Verdict

2 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

19 of 21 sources

Sale Estimate

£248,000

£236k - £261kHigh

Estimate

£248k

Range

£236k – £261k

Rent Estimate (pcm)

£1,050

£950 - £1k

Monthly

£1,050

Yield

5.04%

Verdict

Derived from HomePortfolio scores

196 Exning Road earns an INVESTIGATE rating with HP Score 74/100. Investment score 62/100 reflects moderate fundamentals. Crime intensity is low. Walkability is limited (65/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

74/ 100

Mixed

Investment Score

62/ 100

Moderate

Crime Score

27/ 100

Moderate

Walkability

65/ 100

Moderate

Transit & Bike

Transit 21Bike 79

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£250,000

At the asking price

Monthly rent£1,050/mo

Evidenced range £950-£1,150

Interest rate5.4%

Loan to value75%

Cash required: £78,800
Net cash flow: -£117/mo
Cash on cash: -1.8%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.24 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£248,000

Rent Estimate (pcm)£1,050

Gross Yield5.04%

1y Growth-

3y Growth+0.7%

5y Growth-0.6%

10y Growth+2.0%

Last Sold Price£147,500 (2010-07-13)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningLow
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0CB8 0AH

Approval Rate

-12mo

Development

low

DC/26/1697/TPO
TPO 04 (2012) tree preservation order - one Sycamore (T14 on plan) crown reduce by four metres in height; one Yew (T15 on plan) crown reduce by two and a half metres
Pending
DC/26/1674/TPO
TPO 026 (1958) tree preservation order - one Beech (T1 on plan within A1 on order) reduce height by four metres and reduce lateral branches by 1.5 metres
Pending
DC/26/1612/HH
Householder planning application - a. front porch extension b. single storey side and rear extension
Pending

View Planning Timeline

Ownership

Corporate Ownership70.8%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2010-07-13
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

13 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£33,437

Population Density1,583 /km²

Owner Occupied52%

Age Distribution

0-15 17%16-64 67%65+ 16%

View Area Profile

Schools Nearby

Laureate Community Academy
0.2 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
Paddocks Primary School
0.3 mi
Good
Newmarket Academy
0.4 mi
Good
Houldsworth Valley Primary Academy
0.7 mi
Good

3 of 13 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

210 Exning Road
-
£220k
-
216 Exning Road
-
£215k
-
192 Exning Road
-
£234k
-
188 Exning Road
-
£290k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN