5 Stamford Street, Newmarket, CB8 8JB

UPRN:100091033872Terrace Property3 bedsBuilt 1900-1929

FreeholdCouncil Tax: Band CEPC: D (62)

Data freshness:Listing· freshPrice Paid· freshPlanning· freshEPC· 3mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 1mo agoArea· Census 2021

HP Score

/ 100

Mixed

Verdict

3 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

20 of 21 sources

Sale Estimate

£337,000

£320k - £353kHigh

Estimate

£337k

Range

£320k – £353k

Rent Estimate (pcm)

£1,450

£1k - £2k

Monthly

£1,450

Yield

5.12%

Verdict

Derived from HomePortfolio scores

5 Stamford Street earns an INVESTIGATE rating with HP Score 74/100. Investment score 64/100 reflects moderate fundamentals. Crime intensity is moderate. Walkability is excellent (85/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

74/ 100

Mixed

Investment Score

64/ 100

Moderate

Crime Score

48/ 100

Elevated

Walkability

85/ 100

Excellent

Transit & Bike

Transit 17Bike 54

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£340,000

At the asking price

Monthly rent£1,450/mo

Evidenced range £1,300-£1,550

Interest rate5.4%

Loan to value75%

Cash required: £110,300
Net cash flow: -£144/mo
Cash on cash: -1.6%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.26 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£337,000

Rent Estimate (pcm)£1,450

Gross Yield5.12%

1y Growth-23.8%

3y Growth+0.7%

5y Growth-0.6%

10y Growth+2.0%

Last Sold Price£280,000 (2020-12-02)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningLow
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

1CB8 8JB

Approval Rate

100%12mo

Development

low

DC/26/1681/TCA
Trees in a conservation area notification - one Sycamore (T1 on plan) cut back regrowth to historic knuckle over the boundary only
Pending
DC/26/1673/TCA
Trees in a conservation area notification - one Sycamore (T013 on plan) re-pollard to previous pollard points
Pending
DC/26/1609/TCA
Trees in a conservation area notification - a. one Cedar (T1 on plan) fell b. one Lime (T2 on plan) pollard to six metres above ground level
Pending

View Planning Timeline

Ownership

Corporate Ownership70.8%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2020-12-02
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

18 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£33,437

Population Density1,230 /km²

Owner Occupied45%

Age Distribution

0-15 14%16-64 66%65+ 20%

View Area Profile

Schools Nearby

All Saints Church of England Primary School, Newmarket
0.2 mi
Good
Ditton Lodge Primary School
0.3 mi
Report card2026
Ofsted no longer awards a single overall grade.
Fairstead House
0.5 mi
Inspected by ISI
Houldsworth Valley Primary Academy
0.5 mi
Good

3 of 13 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

13 Stamford Street
-
£220k
-
33 Stamford Street
-
£200k
-
35 Stamford Street
-
£253k
-
6 Stamford Street
-
£365k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN