4 Waterloo Close, Newmarket, CB8 7RP

UPRN:100091034370Semi-Detached House2 bedsBuilt 1976-1982

FreeholdCouncil Tax: Band BEPC: C (71)

Data freshness:Price Paid· freshPlanning· 4mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 4mo ago

HP Score

/ 100

Mixed

Verdict

6 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

19 of 21 sources

Sale Estimate

£234,000

£222k - £246kHigh

Estimate

£234k

Range

£222k – £246k

Rent Estimate (pcm)

£1,000

£950 - £1k

Monthly

£1,000

Yield

5.11%

Verdict

Derived from HomePortfolio scores

4 Waterloo Close earns an INVESTIGATE rating with HP Score 67/100. Investment score 59/100 reflects moderate fundamentals. Crime intensity is low. Walkability is limited (39/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

67/ 100

Mixed

Investment Score

59/ 100

Moderate

Crime Score

27/ 100

Moderate

Walkability

39/ 100

Mixed

Transit & Bike

Transit 15Bike 68

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£235,000

At the asking price

Monthly rent£1,000/mo

Evidenced range £950-£1,050

Interest rate5.4%

Loan to value75%

Cash required: £74,000
Net cash flow: -£101/mo
Cash on cash: -1.6%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.26 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£234,000

Rent Estimate (pcm)£1,000

Gross Yield5.11%

1y Growth-

3y Growth+0.7%

5y Growth-0.6%

10y Growth+2.0%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningLow
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0CB8 7RP

Approval Rate

-12mo

Development

low

DC/26/1564/TPO
TPO 016 (1957) tree preservation order - one Sycamore (T1 on plan) fell
Pending
DC/26/1557/TCA
Trees in a conservation area notification - two Yew (marked G1 on plan) overall reduction by up to one metre and crown lift by 2.5 metres above ground level
Pending
DC/26/1544/TCA
Trees in a conservation area notification - one Apple (marked T01) re pollard; one Yew (marked T02) overall crown reduction by up to 1.5 metres; one Walnut (marked T03) overall crown reduction by up to two metres; one Maple (marked T04) overall crown reduction by up to 1.5 metres; one Mulberry (marked T05) remove branch overhanging boundary wall and one Ash (marked TG2) fell
Pending

View Planning Timeline

Ownership

Corporate Ownership70.8%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change-
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

7 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£33,437

Population Density-

Owner Occupied52%

Age Distribution

0-15 17%16-64 67%65+ 16%

View Area Profile

Schools Nearby

Laureate Community Academy
0.6 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
Cambian Dunbroch School
0.6 mi
Good
Exning Primary School
0.7 mi
Report card2026
Ofsted no longer awards a single overall grade.
Paddocks Primary School
1.0 mi
Good

3 of 13 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

19 Waterloo Close
-
£278k
-
2 Waterloo Close
-
£220k
-
16 Waterloo Close
-
£210k
-
12 Waterloo Close
-
£193k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN