10 Barrack Lane, Ipswich, IP1 3NQ

UPRN:100091036984Mid Terrace House3 bedsBuilt before 1900

LeaseholdCouncil Tax: Band BEPC: D (66)

Data freshness:Listing· freshOwnership· 1mo agoEPC· 3mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

HP Score

/ 100

Mixed

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

20 of 21 sources

Sale Estimate

£191,000

£153k - £229kLow

Estimate

£191k

Range

£153k – £229k

Rent Estimate (pcm)

£1,050

£1k - £1k

Monthly

£1,050

Yield

7.41%

Verdict

Derived from HomePortfolio scores

10 Barrack Lane earns an INVESTIGATE rating with HP Score 73/100. Investment score 64/100 reflects moderate fundamentals. Crime intensity is moderate. Walkability is excellent (96/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

73/ 100

Mixed

Investment Score

64/ 100

Moderate

Crime Score

49/ 100

Elevated

Walkability

96/ 100

Excellent

Transit & Bike

Transit 53Bike 78

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

headline score requires valuation_edge (estimate confidence LOW below scoring floor)

What we could establish

Rental economics19.3/40
gross yield 7.4%; range width penalty ×1.00
- valuation_snapshotsrent estimate 1050/mo (range 1000-1100)· as of 12 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -75/mo, -7% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing; leasehold with no service charge disclosed - the stress assumes GBP 0
- underwriting_assumptionscosts not disclosed by the advert· as of 10 Nov 2026· verify before relying on this
Risk & liquidity9.3/15
404 sales/12mo in area; valuation range width 40%
- property_intelligencetransactions_12mo

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£170,000

At the asking price

Monthly rent£1,050/mo

Evidenced range £1,000-£1,100

Interest rate5.4%

Loan to value75%

Cash required: £53,200
Net cash flow: £153/mo
Cash on cash: 3.5%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.83 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsrent estimate 1050/mo (range 1000-1100)Rental economics · as of 12 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 10 Nov 2026 · verify before relying on this
portal_listingsprice_changes + first_published_dateSeller motivation · as of 10 Nov 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Valuation edge could not be scored
estimate confidence LOW below scoring floor
Rental economics needs verification before you rely on it
rent estimate 1050/mo (range 1000-1100)

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Fill the valuation edge gap before relying on the score.
estimate confidence LOW below scoring floor
3. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£191,000

Rent Estimate (pcm)£1,050

Gross Yield7.41%

1y Growth-

3y Growth-2.2%

5y Growth+0.9%

10y Growth+3.5%

Last Sold Price£157,500 (2017-05-24)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningModerate
LandslideLow
Air QualityLow
NoiseHigh

View Full Risk Report

Planning Activity

Recent Apps

2IP1 3NQ

Approval Rate

100%12mo

Development

low

26/00828/CON
Discharge of Condition 5 (window, rooflight, bathroom vents and bin area ventilation details), 6 (noise assessment and mitigation measure), 10 (Construction Management Strategy) of application 25/00677/FUL: Creation of 9 residential flats in first floor of existing building with openings into the existing external walls and roof made to facilitate the installation of new windows, balconies, skylights and smoke vents.
Pending
26/00819/CALF
Works to trees: T1 Sweet Chestnut and T2 Sweet Chestnut take down to stump level (fell). T3 Sycamore stem growing towards garage to be removed and the other stem reduced by 3.5 metres. T4 Holm Oak Reduce by 3.5 metres in height. T5 Sycamore Reduce by 3.5 metres and prune in sides by 2.5 metres. T6 Sycamore Reduce by 3.5 metres and prune in sides by 2.5 metres. T7 Leylandii hedge to reduce 1 metre below gutter height of neighbours house. T8 Leylandii to reduce 1 metre below gutter height of neighbours house. T9 Sweet Chestnut remove lowest branches over the lawn and reduce upper side branches over the lawn by 4 metres. T10 Beech reduce all round by 2 metres.
Pending
26/00812/FUL
Replacement of existing windows at first- and second-floor level of flat with uPVC fire escape windows.
Pending

View Planning Timeline