20 The Avenue, Ipswich, IP1 3SY

UPRN:100091075296Detached House4 bedsBuilt 1950-1966

FreeholdCouncil Tax: Band FEPC: D (66)

Data freshness:Listing· freshPrice Paid· freshPlanning· freshEPC· 4mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 1mo agoArea· Census 2021Council Tax· 4mo ago

HP Score

/ 100

Strong

Verdict

5 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

17 of 21 sources

Sale Estimate

£647,000

£614k - £679kHigh

Estimate

£647k

Range

£614k – £679k

Rent Estimate (pcm)

£2,900

£3k - £3k

Monthly

£2,900

Yield

5.80%

Verdict

Derived from HomePortfolio scores

20 The Avenue earns an INVESTIGATE rating with HP Score 82/100. Investment score 62/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is good (79/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

82/ 100

Strong

Investment Score

62/ 100

Moderate

Crime Score

8/ 100

Low

Walkability

79/ 100

High

Transit & Bike

Transit 25Bike 79

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£600,000

At the asking price

Monthly rent£2,900/mo

Evidenced range £2,650-£3,150

Interest rate5.4%

Loan to value75%

Cash required: £201,300
Net cash flow: -£17/mo
Cash on cash: -0.1%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.43 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£647,000

Rent Estimate (pcm)£2,900

Gross Yield5.80%

1y Growth-

3y Growth-2.2%

5y Growth+0.9%

10y Growth+3.5%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningModerate
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

4IP1 3SY

Approval Rate

-12mo

Development

low

26/00819/CALF
Works to trees: T1 Sweet Chestnut and T2 Sweet Chestnut take down to stump level (fell). T3 Sycamore stem growing towards garage to be removed and the other stem reduced by 3.5 metres. T4 Holm Oak Reduce by 3.5 metres in height. T5 Sycamore Reduce by 3.5 metres and prune in sides by 2.5 metres. T6 Sycamore Reduce by 3.5 metres and prune in sides by 2.5 metres. T7 Leylandii hedge to reduce 1 metre below gutter height of neighbours house. T8 Leylandii to reduce 1 metre below gutter height of neighbours house. T9 Sweet Chestnut remove lowest branches over the lawn and reduce upper side branches over the lawn by 4 metres. T10 Beech reduce all round by 2 metres.
Pending
26/00804/CALF
Works to tree: T1. Fagus Sylvatica Purpurea - remove to a 1 metre stump.
Pending
26/00798/ADV
Installation of non-illuminated advertisement hoarding and 6 No. flags to the south-east and north-east boundaries. (retrospective application).
Pending

View Planning Timeline

Ownership

Corporate Ownership65.2%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change-
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

11 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£30,928

Population Density1,291 /km²

Owner Occupied79%

Age Distribution

0-15 16%16-64 57%65+ 27%

View Area Profile

Schools Nearby

Ipswich School
0.4 mi
Inspected by ISI
Dale Hall Community Primary School
0.6 mi
Inspected as Dale Hall Community Primary School (URN 124668) on 4 Dec 2019
St Margaret's CEVAP School, Ipswich
0.7 mi
GoodImproving
St Matthew's Church of England Primary School, Ipswich
0.9 mi
Good

2 of 8 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

6 The Avenue
-
£500k
-
14 The Avenue
-
£550k
-
10 The Avenue
-
£620k
-
11 The Avenue
-
£638k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN