48 Westerfield Road, Ipswich, IP4 2UT

UPRN:100091077889Flat/MaisonetteBeds -Built -

Tenure: -Council Tax: Band GEPC: -

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 4mo ago

HP Score

/ 100

Mixed

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

18 of 21 sources

Sale Estimate

£908,000

£817k - £998kMedium

Estimate

£908k

Range

£817k – £998k

Rent Estimate (pcm)

£4,350

£4k - £5k

Monthly

£4,350

Yield

Verdict

Derived from HomePortfolio scores

48 Westerfield Road earns an INVESTIGATE rating with HP Score 71/100. Investment score 57/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (33/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

71/ 100

Mixed

Investment Score

57/ 100

Moderate

Crime Score

8/ 100

Low

Walkability

33/ 100

Mixed

Transit & Bike

Transit 30Bike 67

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

estimate implies a 81% discount - beyond plausibility (gate 50%); suspected unit/basis mismatch, not a realisable edge

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£170,000

At the asking price

Monthly rent£4,350/mo

Evidenced range £4,000-£4,700

Interest rate5.4%

Loan to value75%

Cash required: £53,200
Net cash flow: £2,438/mo
Cash on cash: 55.0%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 7.58 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£908,000

Rent Estimate (pcm)£4,350

Gross Yield-

1y Growth-

3y Growth+0.8%

5y Growth+1.6%

10y Growth+3.8%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningModerate
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0IP4 2UT

Approval Rate

-12mo

Development

low

26/00819/CALF
Works to trees: T1 Sweet Chestnut and T2 Sweet Chestnut take down to stump level (fell). T3 Sycamore stem growing towards garage to be removed and the other stem reduced by 3.5 metres. T4 Holm Oak Reduce by 3.5 metres in height. T5 Sycamore Reduce by 3.5 metres and prune in sides by 2.5 metres. T6 Sycamore Reduce by 3.5 metres and prune in sides by 2.5 metres. T7 Leylandii hedge to reduce 1 metre below gutter height of neighbours house. T8 Leylandii to reduce 1 metre below gutter height of neighbours house. T9 Sweet Chestnut remove lowest branches over the lawn and reduce upper side branches over the lawn by 4 metres. T10 Beech reduce all round by 2 metres.
Pending
26/00816/FUL
Erection of first-floor dormer roof extension to side elevation.
Pending
26/00809/FUL
Retention of single-storey rear extension, first-floor side extension and front porch as built (variation from that approved under planning permission IP/24/00012/FUL), single-storey side lean-to (south side), extended timber store and poultry house (north side), and replacement roof covering in artificial slate (retrospective application).
Pending

View Planning Timeline

Ownership

Corporate Ownership63.4%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease Type-
Last Ownership Change-
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

13 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£30,928

Population Density1,291 /km²

Owner Occupied79%

Age Distribution

0-15 16%16-64 57%65+ 27%

View Area Profile

Schools Nearby

Ipswich School
0.4 mi
Inspected by ISI
St Margaret's CEVAP School, Ipswich
0.5 mi
GoodImproving
Woodbridge Road Academy
0.7 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
St Helen's Primary School
0.7 mi
Good

3 of 8 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

54F Westerfield Road
-
£155k
-
54A Westerfield Road
-
£236k
-
54B Westerfield Road
-
£155k
-
52 Westerfield Road
-
£925k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN