8 Newton Road, Stowmarket, IP14 5AF

UPRN:100091093805Semi-Detached House3 bedsBuilt 1900-1929

FreeholdCouncil Tax: Band CEPC: D (64)

Data freshness:Planning· 4mo agoOwnership· freshEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 1mo ago

HP Score

/ 100

Strong

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

19 of 21 sources

Sale Estimate

£272,000

£258k - £285kHigh

Estimate

£272k

Range

£258k – £285k

Rent Estimate (pcm)

£1,250

£1k - £1k

Monthly

£1,250

Yield

10.71%

Verdict

Derived from HomePortfolio scores

8 Newton Road earns an INVESTIGATE rating with HP Score 79/100. Investment score 66/100 reflects moderate fundamentals. Crime intensity is low. Walkability is good (76/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

79/ 100

Strong

Investment Score

66/ 100

Moderate

Crime Score

19/ 100

Moderate

Walkability

76/ 100

High

Transit & Bike

Transit 21Bike 57

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is a other but the valuation basis is the whole house at this UPRN - value evidence is not comparable

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£140,000

At the asking price

Monthly rent£1,250/mo

Evidenced range £1,150-£1,350

Interest rate5.4%

Loan to value75%

Cash required: £43,600
Net cash flow: £393/mo
Cash on cash: 10.8%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 2.65 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£272,000

Rent Estimate (pcm)£1,250

Gross Yield10.71%

1y Growth-

3y Growth-1.3%

5y Growth+0.7%

10y Growth+2.8%

Last Sold Price£212,000 (2017-01-27)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0IP14 5AF

Approval Rate

-12mo

Development

low

DC/26/04754
Application for Works to Trees subject to Tree Preservation Order MS171/G1 - Pollard 4 No. Lime (T1 - T4) at approximately 5m above ground level. Fell 1 No. Conifer (T5)
Pending
DC/26/04676
Discharge of Conditions Application for DC/25/01673 - Condition 21 (Land Contamination Remediation Statement)
Pending
DC/26/04675
Discharge of Conditions Application for DC/25/01673 - Condition 6 (Surface Water Drainage to Access), Condition 14 (Surface Water Strategy), Condition 15 (Implementation, Management and Maitenance of SUDS) and Condition 16 (Construction Surface Water Management Plan)
Pending

View Planning Timeline

Ownership

Corporate Ownership74.2%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2017-01-27
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

17 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£31,507

Population Density3,371 /km²

Owner Occupied56%

Age Distribution

0-15 20%16-64 70%65+ 10%

View Area Profile

Schools Nearby

Chilton Community Primary School
0.4 mi
Inspected as Chilton Community Primary School (URN 124622) on 12 Dec 2017
Cedars Park Community Primary School
0.6 mi
Good
Abbot's Hall Community Primary School
0.7 mi
Inspected as Abbot's Hall Community Primary School (URN 124631) on 31 Jan 2018
Stowmarket High School
0.8 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.

3 of 13 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

15 Newton Road
-
£125k
-
11 Newton Road
-
£186k
-
11 Newton Road
-
£185k
-
17 Newton Road
-
£185k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN