20 Turner Road, Stowmarket, IP14 1UD

UPRN:100091096171Detached House3 bedsBuilt 1983-1990

FreeholdCouncil Tax: Band CEPC: D (66)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· freshEPC· 3mo agoRisk· 5mo agoCrime· freshConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 5mo ago

HP Score

/ 100

Strong

Verdict

3 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

17 of 21 sources

Sale Estimate

£299,000

£284k - £314kHigh

Estimate

£299k

Range

£284k – £314k

Rent Estimate (pcm)

£1,200

£1k - £1k

Monthly

£1,200

Yield

4.80%

Verdict

Derived from HomePortfolio scores

20 Turner Road earns an INVESTIGATE rating with HP Score 77/100. Investment score 60/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (57/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

77/ 100

Strong

Investment Score

60/ 100

Moderate

Crime Score

9/ 100

Low

Walkability

57/ 100

Moderate

Transit & Bike

Transit 26Bike 57

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£300,000

At the asking price

Monthly rent£1,200/mo

Evidenced range £1,100-£1,300

Interest rate5.4%

Loan to value75%

Cash required: £96,300
Net cash flow: -£182/mo
Cash on cash: -2.3%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.19 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£299,000

Rent Estimate (pcm)£1,200

Gross Yield4.80%

1y Growth+18.4%

3y Growth-1.3%

5y Growth+0.7%

10y Growth+2.8%

Last Sold Price£180,000 (2013-07-29)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0IP14 1UD

Approval Rate

-12mo

Development

low

SCC/0110/25MS/ART27c19,20,21
Discharge of Conditions 19. Ground contamination, 20. Verification report and 21. Contamination monitoring. For planning permission SCC/0110/25MS
Pending
DC/26/04836
Discharge of Conditions Application for DC/23/01323: Part discharge of Condition 24 (Energy statement) for the Pavilion only.
Pending
DC/26/04675
Discharge of Conditions Application for DC/25/01673 - Condition 6 (Surface Water Drainage to Access), Condition 14 (Surface Water Strategy), Condition 15 (Implementation, Management and Maitenance of SUDS) and Condition 16 (Construction Surface Water Management Plan)
Pending

View Planning Timeline

Ownership

Corporate Ownership74.2%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2013-07-29
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

6 Mbps

Mobile 4G/5G Coverage

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£31,507

Population Density5,664 /km²

Owner Occupied88%

Age Distribution

0-15 21%16-64 67%65+ 12%

View Area Profile

Schools Nearby

Wood Ley Community Primary School
0.0 mi
Report card2026
Ofsted no longer awards a single overall grade.
Stowmarket High School
0.2 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
OA - Suffolk
0.2 mi
Good
Grace Cook Primary School
0.3 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.

3 of 13 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

19 Turner Road
-
£322k
-
27 Turner Road
-
£305k
-
12 Turner Road
-
£265k
-
5 Turner Road
-
£250k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN