41 Hall Lane, Oulton, Lowestoft, NR32 5DH

UPRN:100091168356Detached HouseBeds -Built before 1900

Tenure: -Council Tax: Band DEPC: D (60)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 1mo agoArea· Census 2021

41 Hall Lane, Oulton, Lowestoft, NR32 5DH

HP Score

/ 100

Mixed

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

17 of 21 sources

Sale Estimate

£607,000

£486k - £729kLow

Estimate

£607k

Range

£486k – £729k

Rent Estimate (pcm)

£2,450

£2k - £3k

Monthly

£2,450

Yield

12.78%

Verdict

Derived from HomePortfolio scores

41 Hall Lane earns an INVESTIGATE rating with HP Score 70/100. Investment score 58/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (38/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

70/ 100

Mixed

Investment Score

58/ 100

Moderate

Crime Score

11/ 100

Low

Walkability

38/ 100

Mixed

Transit & Bike

Transit 11Bike 60

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

2 live new-build plots advertised against one placeholder UPRN (£225,000-£230,000) - several homes collapsed onto one address, so the UPRN's valuation describes none of them

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£230,000

At the asking price

Monthly rent£2,450/mo

Evidenced range £2,200-£2,650

Interest rate5.4%

Loan to value75%

Cash required: £72,400
Net cash flow: £920/mo
Cash on cash: 15.2%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 3.16 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£607,000

Rent Estimate (pcm)£2,450

Gross Yield12.78%

1y Growth-

3y Growth-1.8%

5y Growth+1.8%

10y Growth+3.4%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0NR32 5DH

Approval Rate

-12mo

Development

low

DC/26/3819/FUL
First storey side extension above existing ground floor extension
Pending
DC/26/3376/LBC
Listed Building Consent - Replacement of lower casement section of lounge and bedroom windows.
Pending
DC/26/3380/DRC
Discharge of Condition Nos. 6 and 7 of DC/26/2065/FUL - Self build bungalow, garage, parking and amenity space - details of the areas to be provided for the secure, covered and lit cycle storage and scheme of hard and soft landscaping
Pending

View Planning Timeline

Ownership

Corporate Ownership76.6%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease Type-
Last Ownership Change-
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

5 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£30,261

Population Density1,479 /km²

Owner Occupied65%

Age Distribution

0-15 16%16-64 57%65+ 27%

View Area Profile

Schools Nearby

The Limes Primary Academy
0.3 mi
Good
Woods Loke Primary School
0.8 mi
OutstandingImproving
Oulton Broad Primary School
0.9 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
Benjamin Britten Academy of Music and Mathematics
0.9 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.

3 of 12 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

5 Mobbs Cottages
-
£222k
-
Mobbs Cottages Hall Lane
-
£223k
-
5 Mobbs Cottages
-
£212k
-
4 Mobbs Cottages
-
£180k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN