1 Park House, Park Road, Ramsey, PE26 1BA

UPRN:100091199741End Terrace HouseBeds -Built 1991-1995

Tenure: -Council Tax: Band AEPC: D (68)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 4mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 2mo ago

1 Park House, Park Road, Ramsey, PE26 1BA

HP Score

/ 100

Mixed

Verdict

3 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

20 of 21 sources

Sale Estimate

£213,000

£191k - £234kMedium

Estimate

£213k

Range

£191k – £234k

Rent Estimate (pcm)

£1,000

£950 - £1k

Monthly

£1,000

Yield

17.14%

Verdict

Derived from HomePortfolio scores

1 Park House earns an INVESTIGATE rating with HP Score 69/100. Investment score 66/100 reflects moderate fundamentals. Crime intensity is low. Walkability is limited (47/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

69/ 100

Mixed

Investment Score

66/ 100

Moderate

Crime Score

21/ 100

Moderate

Walkability

47/ 100

Mixed

Transit & Bike

Transit 35Bike 41

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is a flat but the valuation basis is the whole house at this UPRN - value evidence is not comparable

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£70,000

At the asking price

Monthly rent£1,000/mo

Evidenced range £950-£1,050

Interest rate5.4%

Loan to value75%

Cash required: £22,300
Net cash flow: £456/mo
Cash on cash: 24.5%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 4.23 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£213,000

Rent Estimate (pcm)£1,000

Gross Yield17.14%

1y Growth+9.2%

3y Growth-1.6%

5y Growth+0.1%

10y Growth+4.2%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0PE26 1BA

Approval Rate

-12mo

Development

low

26/01901/TREE
Silver Birch TPO 23/001- fell Willow tree - fell
Pending
26/01753/TRCA
T1 Oak - 1.5m reduction T2 Maple - 1.5m reduction G1 6 Apple - reduce and dead wood prune up to 1m G2 4 Plum - reduce/prune by 1m T3 Goat Willow - Repollard to previously pollarded points T4 Goat Willow - Reduction up to 3m
Pending
26/01526/FUL
Temporary permission for a period of 15 years for the erection of 3 units for use as retail or community space, and associated public realm and highway improvements
Pending

View Planning Timeline

Ownership

Corporate Ownership78.8%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease Type-
Last Ownership Change-
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

17 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£33,375

Population Density-

Owner Occupied53%

Age Distribution

0-15 22%16-64 59%65+ 19%

View Area Profile

Schools Nearby

Ramsey Junior School
0.5 mi
Inspected as Ramsey Community Junior School (URN 110686) on 24 Sep 2014
Ramsey Spinning Infant School
0.5 mi
Inspected as Ramsey Spinning Infant School (URN 110684) on 13 Nov 2013
Bury CofE Primary School
0.7 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
Abbey College, Ramsey
1.0 mi
Good

3 of 12 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

2 Park Road
-
£175k
-
41 Park Road
-
£280k
-
28 Park Road
-
£290k
-
30 Park Road
-
£290k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN