The Briars, Pennys Lane, Margaretting, Ingatestone, CM4 0HA

UPRN:100091237116Detached Bungalow3 bedsBuilt -

FreeholdCouncil Tax: Band HEPC: B (84)

Data freshness:Listing· freshPrice Paid· freshPlanning· 1mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoAmenities· 1mo agoArea· Census 2021Council Tax· 4mo ago

The Briars, Pennys Lane, Margaretting, Ingatestone, CM4 0HA

HP Score

/ 100

Mixed

Verdict

2 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

19 of 21 sources

Sale Estimate

£1,450,000

£1.30M - £1.59MMedium

Estimate

£1.45M

Range

£1.30M – £1.59M

Rent Estimate (pcm)

£5,000

£4k - £6k

Monthly

£5,000

Yield

1.50%

Verdict

Derived from HomePortfolio scores

The Briars earns an INVESTIGATE rating with HP Score 64/100. Investment score 62/100 reflects moderate fundamentals. Crime intensity is low. Walkability is limited (15/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

64/ 100

Mixed

Investment Score

62/ 100

Moderate

Crime Score

23/ 100

Moderate

Walkability

15/ 100

Low

Transit & Bike

Transit 4Bike 25

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

asking price missing or outside scoring range

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£4,000,000

At the asking price

Monthly rent£5,000/mo

Evidenced range £4,450-£5,600

Interest rate5.4%

Loan to value75%

Cash required: £1,595,050
Net cash flow: -£10,038/mo
Cash on cash: -7.6%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.37 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£1,450,000

Rent Estimate (pcm)£5,000

Gross Yield1.50%

1y Growth-

3y Growth-3.7%

5y Growth+0.6%

10y Growth+2.3%

Last Sold Price£1,162,500 (2016-10-14)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

2CM4 0HA

Approval Rate

100%12mo

Development

low

26/01319/FUL
Retention of works to form extension to existing car park. Proposed minor works associated with car park to include landscape planting.
Pending
26/01364/PIP
Permission in Principle for up to 2no residential dwellings
Pending
26/05176/TPO
T5-T10 Oaks - 5m reduction on the south east / south west side - Reason: Have grown unbalanced
Pending

View Planning Timeline

Ownership

Corporate Ownership73.1%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2016-10-14
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

8 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£35,791

Population Density-

Owner Occupied66%

Age Distribution

0-15 15%16-64 58%65+ 27%

View Area Profile

Schools Nearby

Margaretting Church of England Voluntary Controlled Primary School
0.1 mi
Good
Anglo European School
1.5 mi
GoodConcerns
Ingatestone Infant School
1.7 mi
Inspected as Ingatestone Infant School (URN 114909) on 14 Nov 2023
Ingatestone and Fryerning Church of England Junior School
1.9 mi
-

4 of 10 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

Tye Fields Pennys Lane
-
£1.55M
-
Coppers Pennys Lane
-
£1.20M
-
The Farthings Pennys Lane
-
£1.30M
-
Westridge Pennys Lane
-
£1.14M
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN