Willow Brook, Stock Road, Stock, Ingatestone, CM4 9PG

UPRN:100091237202Detached House5 bedsBuilt 2012 onwards

FreeholdCouncil Tax: -EPC: C (72)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoAmenities· 1mo agoArea· Census 2021

Willow Brook, Stock Road, Stock, Ingatestone, CM4 9PG

HP Score

/ 100

Mixed

Verdict

2 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

20 of 21 sources

Sale Estimate

£2,737,000

£2.60M - £2.87MHigh

Estimate

£2.74M

Range

£2.60M – £2.87M

Rent Estimate (pcm)

£9,500

£9k - £11k

Monthly

£9,500

Yield

4.15%

Verdict

Derived from HomePortfolio scores

Willow Brook earns an INVESTIGATE rating with HP Score 66/100. Investment score 63/100 reflects moderate fundamentals. Crime intensity is low. Walkability is limited (23/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

66/ 100

Mixed

Investment Score

63/ 100

Moderate

Crime Score

23/ 100

Moderate

Walkability

23/ 100

Low

Transit & Bike

Transit 6Bike 32

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

asking price missing or outside scoring range

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£2,750,000

At the asking price

Monthly rent£9,500/mo

Evidenced range £8,500-£10,500

Interest rate5.4%

Loan to value75%

Cash required: £1,070,050
Net cash flow: -£2,704/mo
Cash on cash: -3.0%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.02 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£2,737,000

Rent Estimate (pcm)£9,500

Gross Yield4.15%

1y Growth-

3y Growth-3.7%

5y Growth+0.6%

10y Growth+2.3%

Last Sold Price£1,100,000 (2010-03-31)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0CM4 9PG

Approval Rate

-12mo

Development

low

26/01337/FUL
Proposed extensions and alterations to existing annexe
Pending
26/01271/LBC
Replacement of rear windows.
Pending
26/01268/FUL
First floor front, side and rear extension including raising the roof. Single storey front extension and external alterations.
Pending

View Planning Timeline

Ownership

Corporate Ownership73.1%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2010-03-31
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

12 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£35,791

Population Density-

Owner Occupied66%

Age Distribution

0-15 15%16-64 58%65+ 27%

View Area Profile

Schools Nearby

Stock Church of England Primary School
0.6 mi
Good
Mayflower High School
1.2 mi
Report card2025
Ofsted no longer awards a single overall grade.
Buttsbury Primary School
1.3 mi
Report card2026
Ofsted no longer awards a single overall grade.
Ramsden Hall Academy
1.7 mi
Good

2 of 11 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

Willow Brook Cottage Stock Road
-
£1.10M
-
Brooklodge Stock Road
-
£600k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN