Herons, Abberton Road, Layer-de-la-Haye, Colchester, CO2 0JX

UPRN:100091237750Detached Bungalow3 bedsBuilt 1950-1966

FreeholdCouncil Tax: Band FEPC: D (56)

Data freshness:Price Paid· freshPlanning· 4mo agoEPC· 3mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 1mo agoArea· Census 2021

Herons, Abberton Road, Layer-de-la-Haye, Colchester, CO2 0JX

HP Score

/ 100

Mixed

Verdict

4 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

20 of 21 sources

Sale Estimate

£880,000

£792k - £968kMedium

Estimate

£880k

Range

£792k – £968k

Rent Estimate (pcm)

£4,500

£4k - £5k

Monthly

£4,500

Yield

11.37%

Verdict

Derived from HomePortfolio scores

Herons earns an INVESTIGATE rating with HP Score 65/100. Investment score 55/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (7/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

65/ 100

Mixed

Investment Score

55/ 100

Moderate

Crime Score

9/ 100

Low

Walkability

7/ 100

Low

Transit & Bike

Transit 3Bike 25

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£475,000

At the asking price

Monthly rent£4,500/mo

Evidenced range £4,150-£4,850

Interest rate5.4%

Loan to value75%

Cash required: £157,550
Net cash flow: £1,512/mo
Cash on cash: 11.5%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 2.81 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£880,000

Rent Estimate (pcm)£4,500

Gross Yield11.37%

1y Growth-

3y Growth-0.6%

5y Growth+2.8%

10y Growth+3.5%

Last Sold Price£295,000 (2001-12-04)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0CO2 0JX

Approval Rate

-12mo

Development

low

261573
Application for approval of details reserved by condition 6 and 7 of application 250952
Pending
261394
Single storey hipped side extension, single storey flat roof rear extension, and new outbuilding following removal of existing outbuildings. Internal replan to suit changes.
Pending
261304
Change of use to a children's nursery.
Rejected

View Planning Timeline

Ownership

Corporate Ownership55.4%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2001-12-04
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

16 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£31,589

Population Density-

Owner Occupied89%

Age Distribution

0-15 17%16-64 57%65+ 26%

View Area Profile

Schools Nearby

Layer-de-la-Haye Church of England Voluntary Controlled Primary School
0.6 mi
Good
St Michael's Primary School and Nursery, Colchester
1.3 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
Montgomery Primary School, Colchester
1.5 mi
Good
King's Ford Infant School and Nursery
1.8 mi
Area grades2024
Inspected after Ofsted withdrew the single overall grade.

2 of 12 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

Brambles Abberton Road
-
£675k
-
St. Chloe Abberton Road
-
£750k
-
St. Chloe Abberton Road
-
£200k
-
Seasons Abberton Road
-
£679k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN