1 Brick Cottages, Wharf Road, Fobbing, Stanford-le-Hope, SS17 9JW

UPRN:100091303678End Terrace House2 bedsBuilt 1900-1929

FreeholdCouncil Tax: Band DEPC: D (58)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· 1mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

1 Brick Cottages, Wharf Road, Fobbing, Stanford-le-Hope, SS17 9JW

HP Score

/ 100

Mixed

Verdict

3 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

18 of 21 sources

Sale Estimate

£324,000

£308k - £340kHigh

Estimate

£324k

Range

£308k – £340k

Rent Estimate (pcm)

£1,550

£1k - £2k

Monthly

£1,550

Yield

5.72%

Verdict

Derived from HomePortfolio scores

1 Brick Cottages earns an INVESTIGATE rating with HP Score 63/100. Investment score 56/100 reflects moderate fundamentals. Crime intensity is low. Walkability is limited (19/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

63/ 100

Mixed

Investment Score

56/ 100

Moderate

Crime Score

24/ 100

Moderate

Walkability

19/ 100

Low

Transit & Bike

Transit 6Bike 33

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£325,000

At the asking price

Monthly rent£1,550/mo

Evidenced range £1,450-£1,650

Interest rate5.4%

Loan to value75%

Cash required: £105,050
Net cash flow: -£24/mo
Cash on cash: -0.3%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.41 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£324,000

Rent Estimate (pcm)£1,550

Gross Yield5.72%

1y Growth-

3y Growth+0.5%

5y Growth+2.2%

10y Growth+3.3%

Last Sold Price£185,000 (2014-03-21)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0SS17 9JW

Approval Rate

-12mo

Development

low

26/01031/CLEUD
Loft conversion incorporating rear dormers to the main roof and rear outrigger roof, with two rooflights to the front roofslope and one rooflight to the rear dormer.
Pending
26/00711/HHA
Two storey side extension, single storey front extension, single storey rear extension
Approved
26/00417/NMA
Application for a proposed non-material amendment to amend the external staircase on western elevation of planning permission ref 21/01901/FUL (Conversion of redundant agricultural building to office space with associated storage)
Approved

View Planning Timeline

Ownership

Corporate Ownership66.7%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsNone
Lease TypeFreehold
Last Ownership Change2014-03-21
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

3 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£36,407

Population Density-

Owner Occupied86%

Age Distribution

0-15 17%16-64 61%65+ 22%

View Area Profile

Schools Nearby

Mossbourne Herd Lane Academy
0.4 mi
Good
Mossbourne Fobbing Academy
1.2 mi
Inspected as Ortu Gable Hall School (URN 136854) on 4 May 2022
Giffards Primary School
1.2 mi
Good
Graham James Primary Academy
1.3 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.

6 of 15 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

Morfa Wharf Road
-
£803k
-
Brick Cottages Wharf Road
-
£185k
-
Old Bakehouse Wharf Road
-
£300k
-
Morfa Wharf Road
-
£310k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN