Waterfall House, Worthing Road, Swanton Morley, Dereham, NR20 4QD

UPRN:100091308368Detached House7 bedsBuilt 1900-1929

FreeholdCouncil Tax: Band GEPC: F (28)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· freshEPC· 6mo agoRisk· 5mo agoCrime· freshConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 1mo ago

Waterfall House, Worthing Road, Swanton Morley, Dereham, NR20 4QD

HP Score

/ 100

Mixed

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

17 of 21 sources

Sale Estimate

£1,021,000

£919k - £1.12MMedium

Estimate

£1.02M

Range

£919k – £1.12M

Rent Estimate (pcm)

£3,700

£3k - £4k

Monthly

£3,700

Yield

3.86%

Verdict

Derived from HomePortfolio scores

Waterfall House earns an INVESTIGATE rating with HP Score 60/100. Investment score 56/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (8/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

60/ 100

Mixed

Investment Score

56/ 100

Moderate

Crime Score

14/ 100

Low

Walkability

8/ 100

Low

Transit & Bike

Transit 35Bike 34

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

advert has 4 bedrooms but the valuation snapshot describes 7 - the UPRN's evidence is for a different home

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£1,150,000

At the asking price

Monthly rent£3,700/mo

Evidenced range £3,250-£4,100

Interest rate5.4%

Loan to value75%

Cash required: £405,050
Net cash flow: -£1,320/mo
Cash on cash: -3.9%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.95 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£1,021,000

Rent Estimate (pcm)£3,700

Gross Yield3.86%

1y Growth-

3y Growth-3.3%

5y Growth-1.9%

10y Growth+2.4%

Last Sold Price£992,500 (2022-07-15)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningLow
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0NR20 4QD

Approval Rate

-12mo

Development

low

PL/2025/1110/HOU
Formation of new vehicular access including dropped kerb and alterations to the boundary wall.
Pending
PL/2025/1109/PADEM
Prior approval notification for the Demolition of single storey, portacabin style accommodation building
Approved
PL/2024/0762/VAR
Variation of condition 5 on 3PL/2005/0798/F - removal or variation of condition 5 so it no longer relates to either 3 or 4 Little Lodge Lane.
Pending

View Planning Timeline

Ownership

Corporate Ownership85.9%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2022-07-15
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

27 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£28,930

Population Density84 /km²

Owner Occupied69%

Age Distribution

0-15 18%16-64 61%65+ 21%

View Area Profile

Schools Nearby

Swanton Morley VC Primary School
1.0 mi
-
Bawdeswell Community Primary School
2.0 mi
Good
North Elmham Church of England Primary Academy & Nursery
2.5 mi
Inspected as North Elmham CEVA Primary School part of Flourish Federation (URN 121049) on 17 Jan 2023
St Mary's Community Primary School, Beetley
2.7 mi
Report card2026
Ofsted no longer awards a single overall grade.

1 of 13 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

Waterfall House Worthing Road
-
£993k
-
Waterfall Farm Worthing Road
-
£1.00M
-
Easter Barn Worthing Road
-
£429k
-
2 Wensum Place
-
£275k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN