St. Helens Cottage, Waxham Road, Sea Palling, Norwich, NR12 0UX

UPRN:100091335002Semi-Detached House3 bedsBuilt before 1900

FreeholdCouncil Tax: Band AEPC: G (12)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· freshEPC· 6mo agoRisk· 5mo agoCrime· freshConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 1mo ago

St. Helens Cottage, Waxham Road, Sea Palling, Norwich, NR12 0UX

HP Score

/ 100

Mixed

Verdict

2 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

18 of 21 sources

Sale Estimate

£219,000

£208k - £230kHigh

Estimate

£219k

Range

£208k – £230k

Rent Estimate (pcm)

£850

£800 - £950

Monthly

£850

Yield

4.64%

Verdict

Derived from HomePortfolio scores

St. Helens Cottage earns an INVESTIGATE rating with HP Score 52/100. Investment score 51/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (0/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

52/ 100

Mixed

Investment Score

51/ 100

Moderate

Crime Score

12/ 100

Low

Walkability

0/ 100

Low

Transit & Bike

Transit 35Bike 33

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£220,000

At the asking price

Monthly rent£850/mo

Evidenced range £800-£950

Interest rate5.4%

Loan to value75%

Cash required: £69,200
Net cash flow: -£154/mo
Cash on cash: -2.7%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.14 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£219,000

Rent Estimate (pcm)£850

Gross Yield4.64%

1y Growth-22.3%

3y Growth+1.3%

5y Growth-0.6%

10y Growth+3.0%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0NR12 0UX

Approval Rate

-12mo

Development

low

IB/26/2342
Notification of proposed Temporary Holiday Site No. T, From 16/09/2027 to 21/09/2027 (5 nights only), Maximum number of units per night 30 including all tents and caravans
Pending
CD/26/2194
Discharge of Conditions 1 (detailed Site Plan), 3 (Refuse Storage & Collection) & 4 (External Lighting) of Planning Permission PF/25/1396 (Retrospective planning application for use of land by fishermen / women who fish from Sea Palling Beach, including the storage of vessels and tractors, sheds, pots and other fishing equipment not mentioned, required to enable a reasonable living (in fishing) to be made.)
Pending
IB/26/0980
Notification of Temporary Holiday Site No. THS617/2027 From 03/07/27 to 25/07/27 (22 nights only) Maximum number of units per night 70 including all tent and caravans
Approved

View Planning Timeline

Ownership

Corporate Ownership79.6%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change-
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

4 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£28,421

Population Density-

Owner Occupied74%

Age Distribution

0-15 10%16-64 55%65+ 35%

View Area Profile

Schools Nearby

Hickling CofE Infants Academy
2.3 mi
Inspected as Hickling CofE VC Infant School (URN 121043) on 14 Mar 2023
All Saints School
2.5 mi
Report card2026
Ofsted no longer awards a single overall grade.
Stalham Academy
3.4 mi
Good
Sutton Church of England Infant Acdemy
3.5 mi
Inspected as Sutton CofE VC Infant School (URN 121058) on 30 Jan 2019

0 of 12 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

Fairview Waxham Road
-
£208k
-
Willow Bank Waxham Road
-
£515k
-
Jesmond Dene Waxham Road
-
£360k
-
Willow Bank Waxham Road
-
£465k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN