Lanercost, Grove Road, Bentley, Ipswich, IP9 2DD

UPRN:100091363387Detached House4 bedsBuilt 1967-1975

FreeholdCouncil Tax: Band EEPC: B (83)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· freshEPC· 4mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 1mo ago

Lanercost, Grove Road, Bentley, Ipswich, IP9 2DD

HP Score

/ 100

Mixed

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

18 of 21 sources

Sale Estimate

£548,000

£521k - £576kHigh

Estimate

£548k

Range

£521k – £576k

Rent Estimate (pcm)

£2,000

£2k - £2k

Monthly

£2,000

Yield

4.57%

Verdict

Derived from HomePortfolio scores

Lanercost earns an INVESTIGATE rating with HP Score 66/100. Investment score 58/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (11/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

66/ 100

Mixed

Investment Score

58/ 100

Moderate

Crime Score

8/ 100

Low

Walkability

11/ 100

Low

Transit & Bike

Transit 5Bike 27

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

2 live new-build plots advertised against one placeholder UPRN (£345,000-£525,000) - several homes collapsed onto one address, so the UPRN's valuation describes none of them

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£525,000

At the asking price

Monthly rent£2,000/mo

Evidenced range £1,800-£2,250

Interest rate5.4%

Loan to value75%

Cash required: £175,050
Net cash flow: -£387/mo
Cash on cash: -2.7%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.13 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£548,000

Rent Estimate (pcm)£2,000

Gross Yield4.57%

1y Growth-

3y Growth-4.0%

5y Growth-0.3%

10y Growth+2.4%

Last Sold Price£157,000 (2000-01-18)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0IP9 2DD

Approval Rate

-12mo

Development

low

DC/26/04123
Application for Non-Material Amendment relating to DC/22/04762 and subsequent Reserved Matters DC/24/00189 - Amendments to the proposed glazing. As per plans submitted. Size changes to the following windows: w1, w6, w7, w8, w9, w10, w12. Removal of sidelights to: d2, d3.
Approved
DC/26/03593
Householder Application - Construct garden shed and garden room, and air conditioning units.
Approved
DC/26/03295
Application for a Non-Material Amendment relating to DC/26/00105 - Change the rear window to french doors, and add a roof light to the flat roof
Approved

View Planning Timeline