31 Hillside, Heath Road, Newmarket, CB8 8AY

UPRN:100091426331Flat/Maisonette1 bedsBuilt 1983-1990

LeaseholdCouncil Tax: Band BEPC: C (71)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 1mo agoArea· Census 2021Council Tax· 4mo ago

31 Hillside, Heath Road, Newmarket, CB8 8AY

HP Score

/ 100

Mixed

Verdict

4 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

20 of 21 sources

Sale Estimate

£156,000

£148k - £164kHigh

Estimate

£156k

Range

£148k – £164k

Rent Estimate (pcm)

£800

£750 - £850

Monthly

£800

Yield

7.68%

Verdict

Derived from HomePortfolio scores

31 Hillside earns an INVESTIGATE rating with HP Score 69/100. Investment score 64/100 reflects moderate fundamentals. Crime intensity is moderate. Walkability is limited (58/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

69/ 100

Mixed

Investment Score

64/ 100

Moderate

Crime Score

48/ 100

Elevated

Walkability

58/ 100

Moderate

Transit & Bike

Transit 10Bike 44

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence1 independent sourceLead to verifyListing checked 30 Oct 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Check before relying on this score: the estimate sits 20% above the ask. It ranks after every home whose inputs are verified.

Valuation edge2.5/15
claims [AVM +19.9% (HIGH), sold-comps +6.0%, £/sqft +5.8%] → measured edge +0.50pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (HIGH confidence) · snapshot 9 Oct 2026
- valuation_snapshotsestimate for 100091426331· as of 9 Oct 2026
- property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 21.5%· as of 23 Oct 2026
Rental economics20.4/40
gross yield 7.7%; range width penalty ×0.95; the estimate this rent rides on sits 20% above the ask - check the rent describes the advertised home
- valuation_snapshotsrent estimate 800/mo (range 750-850)· as of 9 Oct 2026· verify before relying on this
- valuation_snapshotssale estimate 20% above the ask on the same snapshot - verify the rent describes this home· as of 9 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -69/mo, -9% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 30 Oct 2026
Seller motivationNot scored
context, not scored: 0 price cut(s), 79 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 30 Oct 2026
Risk & liquidity14.6/15
350 sales/12mo in area; valuation range width 10%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£94,000£144,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£125,000

At the asking price

Monthly rent£800/mo

Evidenced range £750-£850

Interest rate5.4%

Loan to value75%

Cash required: £38,800
Net cash flow: £132/mo
Cash on cash: 4.1%
Score at this price: 38

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.90 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 100091426331Valuation edge · as of 9 Oct 2026
property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 21.5%Valuation edge · as of 23 Oct 2026
valuation_snapshotsrent estimate 800/mo (range 750-850)Rental economics · as of 9 Oct 2026 · verify before relying on this
valuation_snapshotssale estimate 20% above the ask on the same snapshot - verify the rent describes this homeRental economics · as of 9 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advert

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 800/mo (range 750-850)
Rental economics needs verification before you rely on it
sale estimate 20% above the ask on the same snapshot - verify the rent describes this home

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The market estimate this rent rides on sits far above the asking price, so the rent may describe a different home.
2. Treat the gap to the estimate as unproven - compare recent sold prices on the street yourself before pricing an offer around it.
On later completions, homes listed below their estimate sold at the same share of the asking price as the rest.
3. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£156,000

Rent Estimate (pcm)£800

Gross Yield7.68%

1y Growth-8.8%

3y Growth+0.7%

5y Growth-0.6%

10y Growth+2.0%

Last Sold Price£156,000 (2019-05-31)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningLow
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0CB8 8AY

Approval Rate

-12mo

Development

low

DC/26/1609/TCA
Trees in a conservation area notification - a. one Cedar (T1 on plan) fell b. one Lime (T2 on plan) pollard to six metres above ground level
Pending
26/01058/TPO
T2 Lime - Remove the basal/lower-stem branches and shoots that are growing from the base and on the trunk, up to 2m -2.5m from ground level as they encroach onto the driveway, cutting them back cleanly at their point of origin. Retain the main trunk/stems and crown. No reduction or pruning of the main crown is proposed. T3 Lime - Remove the basal/lower-stem branches and shoots that are growing from the base and on the trunk, up to 2m -2.5m from ground level as they encroach onto the driveway, cutting them back cleanly at their point of origin. Retain the main trunk/stems and crown. No reduction or pruning of the main crown is proposed. T4 Lime - Remove the basal/lower-stem branches and shoots that are growing from the base and on the trunk, up to 2m -2.5m from ground level as they encroach onto the driveway, cutting them back cleanly at their point of origin. Retain the main trunk/stems and crown. No reduction or pruning of the main crown is proposed. T5 Lime - Remove the basal/lower-stem branches and shoots that are growing from the base and on the trunk, up to 2m -2.5m from ground level as they encroach onto the driveway, cutting them back cleanly at their point of origin. Retain the main trunk/stems and crown. No reduction or pruning of the main crown is proposed. Reason for the works: The proposed works are limited to the removal of low basal growth that is physically encroaching on and obstructing the driveway. The intention is to maintain reasonable and safe access to the property while retaining the trees and their principal crowns. No felling is proposed and no reduction of the tree
Pending
DC/26/1514/TCA
Trees in a conservation area notification - one Norway Maple, one Sycamore and six Limes (marked on plan) fell
Pending

View Planning Timeline

Ownership

Corporate Ownership70.8%
Overseas OwnershipNo
Lease Term Remaining86 yrs
CovenantsRestrictive
Lease TypeLeasehold
Last Ownership Change2019-05-31
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

15 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£33,437

Population Density1,230 /km²

Owner Occupied45%

Age Distribution

0-15 14%16-64 66%65+ 20%

View Area Profile

Schools Nearby

All Saints Church of England Primary School, Newmarket
0.3 mi
Good
Fairstead House
0.6 mi
Inspected by ISI
Ditton Lodge Primary School
0.6 mi
Report card2026
Ofsted no longer awards a single overall grade.
St Louis Catholic Academy
0.6 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.

3 of 13 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

18 Hillside
-
£138k
-
23 Hillside
-
£140k
-
27 Hillside
-
£163k
-
32 Hillside
-
£125k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN