The Bishops House, Rectory Road, Frating, Colchester, CO7 7HQ

UPRN:100091474569Detached House8 bedsBuilt before 1900

FreeholdCouncil Tax: -EPC: E (43)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· freshEPC· 5mo agoRisk· 5mo agoCrime· freshConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

The Bishops House, Rectory Road, Frating, Colchester, CO7 7HQ

HP Score

/ 100

Mixed

Verdict

2 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

17 of 21 sources

Sale Estimate

£1,990,000

£1.89M - £2.09MHigh

Estimate

£1.99M

Range

£1.89M – £2.09M

Rent Estimate (pcm)

£8,800

£8k - £10k

Monthly

£8,800

Yield

5.28%

Verdict

Derived from HomePortfolio scores

The Bishops House earns an INVESTIGATE rating with HP Score 59/100. Investment score 54/100 reflects moderate fundamentals. Crime intensity is low. Walkability is limited (1/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

59/ 100

Mixed

Investment Score

54/ 100

Moderate

Crime Score

15/ 100

Moderate

Walkability

1/ 100

Low

Transit & Bike

Transit 3Bike 24

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Under offer' - sale already progressing, not an actionable opportunity
advert has 6 bedrooms but the valuation snapshot describes 8 - the UPRN's evidence is for a different home

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£2,000,000

At the asking price

Monthly rent£8,800/mo

Evidenced range £8,050-£9,550

Interest rate5.4%

Loan to value75%

Cash required: £755,050
Net cash flow: -£658/mo
Cash on cash: -1.0%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.30 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£1,990,000

Rent Estimate (pcm)£8,800

Gross Yield5.28%

1y Growth-

3y Growth-3.5%

5y Growth+0.3%

10y Growth+2.4%

Last Sold Price£1,615,000 (2013-12-12)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0CO7 7HQ

Approval Rate

-12mo

Development

low

26/01493/FULHH
Householder Planning Application - Weatherboard cladding to front elevation and render finish to chimney stack
Pending
26/01059/CMTR
Continuation of development without compliance with condition 11 (submission of noise monitoring scheme) of planning permission ref: ESS/65/21/TEN, approved on appeal ref: APP/Z1585/W/22/3301961 to vary the wording of condition 11
Approved
26/01009/CMTR
Details pursuant to condition 7 (cycle and powered two-wheel vehicle parking facilities) of planning permission ref: ESS/65/21/TEN, approved on appeal ref: APP/Z1585/W/22/3301961 (Extension to vehicle breakers yard)
Approved

View Planning Timeline

Ownership

Corporate Ownership71.3%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2013-12-12
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

15 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£29,545

Population Density156 /km²

Owner Occupied87%

Age Distribution

0-15 16%16-64 56%65+ 28%

View Area Profile

Schools Nearby

Alresford Primary School
1.3 mi
Good
Great Bentley Primary School
1.7 mi
Inspected as Great Bentley Primary School (URN 114736) on 3 Nov 2022
Market Field School and College
2.0 mi
Good
Millfields Primary School
2.4 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.

4 of 12 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

Rectory Cottages Rectory Road
-
£310k
-
The Bishops House Rectory Road
-
£1.61M
-
Rectory Cottages Rectory Road
-
£240k
-
Rectory Cottages Rectory Road
-
£217k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN