Flat 2, 32 Market Place, Dereham, NR19 2AP

UPRN:100091551894Purpose Built Flat1 bedsBuilt 1930-1949

LeaseholdCouncil Tax: Band AEPC: E (39)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 1mo agoArea· Census 2021

Flat 2, 32 Market Place, Dereham, NR19 2AP

HP Score

/ 100

Mixed

Verdict

2 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

16 of 21 sources

Sale Estimate

£103,000

£92k - £113kMedium

Estimate

£103k

Range

£92k – £113k

Rent Estimate (pcm)

£500

£500 - £550

Monthly

£500

Yield

4.00%

Verdict

Derived from HomePortfolio scores

Flat 2 earns an INVESTIGATE rating with HP Score 52/100. Investment score 51/100 reflects moderate fundamentals. Crime intensity is elevated. Walkability is good (71/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

52/ 100

Mixed

Investment Score

51/ 100

Moderate

100

Crime Score

100/ 100

Elevated

Walkability

71/ 100

High

Transit & Bike

Transit 6Bike 48

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity
listing is a other but the valuation basis is the whole flat at this UPRN - value evidence is not comparable

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£150,000

At the asking price

Monthly rent£500/mo

Evidenced range £500-£550

Interest rate5.4%

Loan to value75%

Cash required: £46,800
Net cash flow: -£160/mo
Cash on cash: -4.1%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.99 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£103,000

Rent Estimate (pcm)£500

Gross Yield4.00%

1y Growth-

3y Growth-2.1%

5y Growth+0.9%

10y Growth+3.2%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningLow
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0NR19 2AP

Approval Rate

-12mo

Development

low

PL/2026/0870/TRE
T1 London Plane - Height - 23m Width - 15m - Reduce by 1.75m to lessen loading on crown due & removal of deadwood T2 London Plane - Height - 23m Width - 15m - Reduce by 1.75m to lessen loading on crown due & removal of deadwood T4 Lime - Height - 16m Width - 10m Three extended branches within the lower crown above the driveway, to be shortened by no more than 2m (Photo evidence)
Pending
PL/2026/0819/TRE
T1 Ash- Current height from highway approx 3m. Crown raise to 5.2 over road & selective branch reduction from 7m to 5.5m
Pending
PL/2026/0798/CLOPUD
Certificate of Proposed Development for a proposed loft conversion with velux roof lights to front and rear
Pending

View Planning Timeline