2 Market Street, Harwich, CO12 3DX

UPRN:100091630784Mid Terrace HouseBeds -Built 2007 onwards

FreeholdCouncil Tax: Band BEPC: C (76)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· freshEPC· 6mo agoRisk· 5mo agoCrime· freshConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 1mo ago

HP Score

/ 100

Mixed

Verdict

3 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

19 of 21 sources

Sale Estimate

£203,000

£162k - £243kLow

Estimate

£203k

Range

£162k – £243k

Rent Estimate (pcm)

£1,050

£1k - £1k

Monthly

£1,050

Yield

13.26%

Verdict

Derived from HomePortfolio scores

2 Market Street earns an INVESTIGATE rating with HP Score 74/100. Investment score 66/100 reflects moderate fundamentals. Crime intensity is low. Walkability is excellent (93/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

74/ 100

Mixed

Investment Score

66/ 100

Moderate

Crime Score

35/ 100

Moderate

Walkability

93/ 100

Excellent

Transit & Bike

Transit 9Bike 56

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is a other but the valuation basis is the whole house at this UPRN - value evidence is not comparable

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£95,000

At the asking price

Monthly rent£1,050/mo

Evidenced range £1,000-£1,150

Interest rate5.4%

Loan to value75%

Cash required: £29,800
Net cash flow: £406/mo
Cash on cash: 16.4%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 3.27 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£203,000

Rent Estimate (pcm)£1,050

Gross Yield13.26%

1y Growth-

3y Growth-0.9%

5y Growth+0.3%

10y Growth+4.2%

Last Sold Price£80,000 (2014-07-08)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0CO12 3DX

Approval Rate

-12mo

Development

low

26/01654/S106
Legal Agreement in relation to RAMS for application reference 24/01911/FUL (Request for Legal Team to PREPARE Agreement).
Pending
26/01423/MMO
Application for a licence under Part 4 of the Marine and Coastal Access Act 2009 ("the 2009 Act"). Beneficial disposal of dredged material in Stour and Orwell.
Approved
26/01353/TCA
Trees in a Conservation Area Notification - T1 - Lime Tree - crown reduction by approximately 30%.
Approved

View Planning Timeline

Ownership

Corporate Ownership77.2%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2014-07-08
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

15 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£29,545

Population Density5,404 /km²

Owner Occupied39%

Age Distribution

0-15 18%16-64 65%65+ 17%

View Area Profile

Schools Nearby

Harwich Community Primary School and Nursery
0.6 mi
Good
The Mayflower Primary School
0.9 mi
Good
St Joseph's Catholic Primary School
1.4 mi
Good
Spring Meadow Primary School & Nursery
1.4 mi
Inspected as Spring Meadow Primary School & School House Nursery (URN 114834) on 28 Feb 2024

1 of 15 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

20 Market Street
-
£100k
-
21 Market Street
-
£175k
-
3 Market Street
-
£222k
-
4 Market Street
-
£180k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN