81 North Croft, Atherton, Manchester, M46 0SW

UPRN:10009209249Semi-Detached House2 bedsBuilt 2003-2006

FreeholdCouncil Tax: Band BEPC: C (76)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· freshEPC· 3mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 6mo ago

81 North Croft, Atherton, Manchester, M46 0SW

HP Score

/ 100

Mixed

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

18 of 21 sources

Sale Estimate

£203,000

£193k - £213kHigh

Estimate

£203k

Range

£193k – £213k

Rent Estimate (pcm)

£1,350

£1k - £1k

Monthly

£1,350

Yield

7.90%

Verdict

Derived from HomePortfolio scores

81 North Croft earns an INVESTIGATE rating with HP Score 61/100. Investment score 58/100 reflects moderate fundamentals. Walkability is limited (34/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

61/ 100

Mixed

Investment Score

58/ 100

Moderate

Crime Score

No data

Walkability

34/ 100

Mixed

Transit & Bike

Transit 41Bike 26

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£205,000

At the asking price

Monthly rent£1,350/mo

Evidenced range £1,300-£1,450

Interest rate5.4%

Loan to value75%

Cash required: £64,400
Net cash flow: £243/mo
Cash on cash: 4.5%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.95 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£203,000

Rent Estimate (pcm)£1,350

Gross Yield7.90%

1y Growth-13.4%

3y Growth+4.4%

5y Growth+5.2%

10y Growth+5.2%

Last Sold Price£120,000 (2019-08-05)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0M46 0SW

Approval Rate

-12mo

Development

low

01787/26
CERTIFICATE OF LAWFULNESS PROPOSED (S192) FOR CHANGE OF USE FROM DWELLING (C3) TO (C3b) RESIDENTIAL CARE FACILITY FOR 6 NO. YOUNG PERSONS
Rejected
A/26/101549/WTTPO
T3 Norway Maple Prune back branches overhanging parking space by 2 metres
Pending
A/26/101437/HH
Single storey extension to side
Conditions

View Planning Timeline

Ownership

Corporate Ownership45.2%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2019-08-05
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

11 Mbps

Mobile 4G/5G Coverage

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£31,615

Population Density2,355 /km²

Owner Occupied59%

Age Distribution

0-15 26%16-64 65%65+ 9%

View Area Profile

Schools Nearby

Atherton St George's CofE Primary School
0.4 mi
GoodConcerns
St Richard's Roman Catholic Primary School Atherton
0.5 mi
Report card2026
Ofsted no longer awards a single overall grade.
Meadowbank Primary School
0.6 mi
Good
St James CofE Primary School, Daisy Hill
0.7 mi
Good

6 of 14 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

35 North Croft
-
£160k
-
75 North Croft
-
£280k
-
71 North Croft
-
£283k
-
35B North Croft
-
£170k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN