Parkside Farm, Russell Road, Tatham, Lancaster, LA2 8PQ

UPRN:10009278458Detached House4 bedsBuilt -

FreeholdCouncil Tax: -EPC: E (50)

Data freshness:Listing· freshOwnership· freshEPC· 2mo agoRisk· 5mo agoCrime· freshConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

Parkside Farm, Russell Road, Tatham, Lancaster, LA2 8PQ

HP Score

/ 100

Mixed

Verdict

2 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

16 of 21 sources

Sale Estimate

£1,578,000

£1.26M - £1.89MLow

Estimate

£1.58M

Range

£1.26M – £1.89M

Rent Estimate (pcm)

£5,050

£4k - £6k

Monthly

£5,050

Yield

3.79%

Verdict

Derived from HomePortfolio scores

Parkside Farm earns an INVESTIGATE rating with HP Score 63/100. Investment score 64/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (0/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

63/ 100

Mixed

Investment Score

64/ 100

Moderate

Crime Score

10/ 100

Low

Walkability

0/ 100

Low

Transit & Bike

Transit 31Bike 0

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

headline score requires valuation_edge (estimate confidence LOW below scoring floor)

What we could establish

Rental economics0/40
gross yield 3.8%; range width penalty ×0.70
- valuation_snapshotsrent estimate 5050/mo (range 4400-5650)· as of 10 Nov 2026· verify before relying on this
Stress margin0/30
stressed cash flow -3,168/mo, -63% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 13 Nov 2026
Risk & liquidity9.2/15
189 sales/12mo in area; valuation range width 40%
- property_intelligencetransactions_12mo

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£1,600,000

At the asking price

Monthly rent£5,050/mo

Evidenced range £4,400-£5,650

Interest rate5.4%

Loan to value75%

Cash required: £587,050
Net cash flow: -£1,904/mo
Cash on cash: -3.9%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.94 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsrent estimate 5050/mo (range 4400-5650)Rental economics · as of 10 Nov 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 13 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 13 Nov 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth Valuation methodology

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Valuation edge could not be scored
estimate confidence LOW below scoring floor
Rental economics needs verification before you rely on it
rent estimate 5050/mo (range 4400-5650)

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Fill the valuation edge gap before relying on the score.
estimate confidence LOW below scoring floor
3. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£1,578,000

Rent Estimate (pcm)£5,050

Gross Yield3.79%

1y Growth-

3y Growth+2.3%

5y Growth+2.9%

10y Growth+3.6%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningLow
LandslideModerate
Air QualityLow
NoiseBelow 40 dB

View Full Risk Report

Planning Activity

Recent Apps

3LA2 8PQ

Approval Rate

0%12mo

Development

low

26/00768/FUL
Installation of solar panels to the front and rear roof elevations
Pending
26/00675/AD
Agricultural determination for the construction for a drainage channel
Rejected
26/00031/DIS
Submission of Biodiversity Gain Plan on approved application 24/01314/FUL
Rejected

View Planning Timeline

Ownership

Corporate Ownership74.6%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change-
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

7 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£29,651

Population Density-

Owner Occupied80%

Age Distribution

0-15 14%16-64 56%65+ 30%

View Area Profile

Schools Nearby

Wray with Botton Endowed Primary School
1.2 mi
-
Cedar House School
1.8 mi
Good
Melling St Wilfrid Church of England Primary School
1.8 mi
Report card2026
Ofsted no longer awards a single overall grade.
Stonegate School
2.1 mi
Good

2 of 11 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

Feathermire
-
£450k
-
Moorhead Farmhouse
-
£685k
-
Entwistle House Park Lane
-
£150k
-
Moorhead Barn
-
£479k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN