Spinners, Plainsfield Road, Over Stowey, Bridgwater, TA5 1HH

UPRN:10009317022Detached House3 bedsBuilt 2003-2006

FreeholdCouncil Tax: -EPC: E (54)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· 1mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

Spinners, Plainsfield Road, Over Stowey, Bridgwater, TA5 1HH

HP Score

/ 100

Mixed

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

18 of 21 sources

Sale Estimate

£546,000

£519k - £573kHigh

Estimate

£546k

Range

£519k – £573k

Rent Estimate (pcm)

£1,800

£2k - £2k

Monthly

£1,800

Yield

3.94%

Verdict

Derived from HomePortfolio scores

Spinners earns an INVESTIGATE rating with HP Score 56/100. Investment score 56/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (0/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

56/ 100

Mixed

Investment Score

56/ 100

Moderate

Crime Score

8/ 100

Low

Walkability

0/ 100

Low

Transit & Bike

Transit 24Bike 12

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£548,800

At the asking price

Monthly rent£1,800/mo

Evidenced range £1,600-£2,050

Interest rate5.4%

Loan to value75%

Cash required: £183,380
Net cash flow: -£606/mo
Cash on cash: -4.0%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.97 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£546,000

Rent Estimate (pcm)£1,800

Gross Yield3.94%

1y Growth+11.8%

3y Growth+0.0%

5y Growth+2.0%

10y Growth+3.2%

Last Sold Price£595,000 (2023-08-14)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonModerate
MiningLow
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0TA5 1HH

Approval Rate

-12mo

Development

low

40/26/00001
Erection of a single storey extension (with mezzanine) to the rear (North) on site of existing garage (to be demolished) & associated renovation.
Approved
45/24/00011
Conversion of a barn to form 1no. dwelling, with associated works, parking and landscaping.
Approved

View Planning Timeline

Ownership

Corporate Ownership83.1%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2023-08-14
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

7 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£29,908

Population Density-

Owner Occupied73%

Age Distribution

0-15 15%16-64 51%65+ 34%

View Area Profile

Schools Nearby

Spaxton CofE Primary School
1.9 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
Nether Stowey Church of England Primary School
2.0 mi
Good
Enmore Church of England Primary School
2.9 mi
Outstanding
Crowcombe CofE VA Primary School
3.4 mi
-

3 of 15 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

Spinners Plainsfield
-
£595k
-
Fern Cottage, 42 Plainsfield Road
-
£215k
-
The Great Barn Plainsfield
-
£700k
-
Combe Cottage Plainsfield
-
£323k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN