The Chapel House, Whitnell Lane, Whitnell, Nether Stowey, Bridgwater, TA5 1JE

UPRN:10009317044Detached Property4 bedsBuilt before 1900

FreeholdCouncil Tax: -EPC: D (66)

Data freshness:Listing· freshPlanning· 2mo agoOwnership· 1mo agoEPC· 4mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

The Chapel House, Whitnell Lane, Whitnell, Nether Stowey, Bridgwater, TA5 1JE

HP Score

/ 100

Mixed

Verdict

5 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

17 of 21 sources

Sale Estimate

£931,000

£838k - £1.02MMedium

Estimate

£931k

Range

£838k – £1.02M

Rent Estimate (pcm)

£3,300

£3k - £4k

Monthly

£3,300

Yield

4.66%

Verdict

Derived from HomePortfolio scores

The Chapel House earns an INVESTIGATE rating with HP Score 60/100. Investment score 60/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (2/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

60/ 100

Mixed

Investment Score

60/ 100

Moderate

Crime Score

5/ 100

Low

Walkability

2/ 100

Low

Transit & Bike

Transit 2Bike 16

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is a other but the valuation basis is the whole house at this UPRN - value evidence is not comparable

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£850,000

At the asking price

Monthly rent£3,300/mo

Evidenced range £2,900-£3,650

Interest rate5.4%

Loan to value75%

Cash required: £288,800
Net cash flow: -£584/mo
Cash on cash: -2.4%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.15 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£931,000

Rent Estimate (pcm)£3,300

Gross Yield4.66%

1y Growth-

3y Growth+0.0%

5y Growth+2.0%

10y Growth+3.2%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

1TA5 1JE

Approval Rate

100%12mo

Development

low

45/26/00019
Request for EIA Screening Opinion for the proposed ground-mounted solar photovoltaic (PV) Panels & associated infrastructure
Pending
28/26/00003
Application to determine if prior approval is required for the formation of a reinforced concrete yard.
Approved
28/26/00002
Fell 1No. Sycamore (T1) (TPO Ref T1). The tree is located in the paddock at the rear of Stonecroft. Fiddington.
Approved

View Planning Timeline

Ownership

Corporate Ownership83.1%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change-
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

22 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£29,908

Population Density-

Owner Occupied87%

Age Distribution

0-15 13%16-64 56%65+ 31%

View Area Profile

Schools Nearby

Nether Stowey Church of England Primary School
1.5 mi
Good
Stogursey Church of England Primary School
1.9 mi
Report card2026
Ofsted no longer awards a single overall grade.
Brymore Academy
2.1 mi
GoodImproving
Spaxton CofE Primary School
2.2 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.

5 of 15 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

Captains Cottage
-
£645k
-
The Martins
-
£326k
-
Honeypots
-
£11k
-
Honeypots
-
£345k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN