19 Oak Apple Drive, Bridgwater, TA6 3UW

UPRN:10009327656Detached House4 bedsBuilt 2003-2006

FreeholdCouncil Tax: Band DEPC: B (91)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· freshEPC· 5mo agoRisk· 5mo agoCrime· freshConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 1mo ago

HP Score

/ 100

Mixed

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

20 of 21 sources

Sale Estimate

£389,000

£369k - £408kHigh

Estimate

£389k

Range

£369k – £408k

Rent Estimate (pcm)

£1,900

£2k - £2k

Monthly

£1,900

Yield

5.85%

Verdict

Derived from HomePortfolio scores

19 Oak Apple Drive earns an INVESTIGATE rating with HP Score 70/100. Investment score 49/100 reflects below-average fundamentals. Crime intensity is very low. Walkability is limited (47/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

70/ 100

Mixed

Investment Score

49/ 100

Mixed

Crime Score

11/ 100

Low

Walkability

47/ 100

Mixed

Transit & Bike

Transit 14Bike 54

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesListing checked 11 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Valuation edge0/15
claims [AVM -0.3% (HIGH)] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (HIGH confidence) · snapshot 9 Nov 2026
- valuation_snapshotsestimate for 10009327656· as of 9 Nov 2026
Rental economics6.3/40
gross yield 5.8%; range width penalty ×0.94
- valuation_snapshotsrent estimate 1900/mo (range 1750-2000)· as of 9 Nov 2026· verify before relying on this
Stress margin0/30
stressed cash flow -379/mo, -20% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 11 Nov 2026
Seller motivationNot scored
context, not scored: 0 price cut(s), 270 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 11 Nov 2026
Risk & liquidity14.6/15
570 sales/12mo in area; valuation range width 10%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£292,500£448,500

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£390,000

At the asking price

Monthly rent£1,900/mo

Evidenced range £1,750-£2,000

Interest rate5.4%

Loan to value75%

Cash required: £127,800
Net cash flow: -£1/mo
Cash on cash: -0.0%
Score at this price: 21

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.44 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 10009327656Valuation edge · as of 9 Nov 2026
valuation_snapshotsrent estimate 1900/mo (range 1750-2000)Rental economics · as of 9 Nov 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 11 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 11 Nov 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 1900/mo (range 1750-2000)
Seller motivation could not be scored
context, not scored: 0 price cut(s), 270 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge

Property risk deep-dive →

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£389,000

Rent Estimate (pcm)£1,900

Gross Yield5.85%

1y Growth-

3y Growth-0.7%

5y Growth+2.9%

10y Growth+3.7%

Last Sold Price£234,995 (2005-02-28)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0TA6 3UW

Approval Rate

-12mo

Development

low

08/26/00105
Reduce height of 1No. Walnut (T1) by approx. 50% to 30 feet and spread by approx. 6 feet all around.
Approved
08/26/00089
Loft conversion with dormer to the rear elevation.
Approved
08/26/00095
Whole crown reduction of 1No. Walnut (T1), removing 1.5m - 2m of growth to suitable growth points leaving the tree approx. final height and spread of 8.5m.
Approved

View Planning Timeline

Ownership

Corporate Ownership67.7%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2005-02-28
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

9 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£29,908

Population Density133 /km²

Owner Occupied82%

Age Distribution

0-15 18%16-64 58%65+ 24%

View Area Profile

Schools Nearby

Wembdon St George's Church School
0.2 mi
Report card2026
Ofsted no longer awards a single overall grade.
St Joseph's Catholic Primary School, Bridgwater
0.5 mi
Inspected as St Joseph's Catholic Primary School, Bridgwater (URN 123846) on 1 Oct 2019
Westover Green Community School and Autism Centre
0.6 mi
Report card2026
Ofsted no longer awards a single overall grade.
St Mary's Voluntary Controlled Church of England Primary School
0.7 mi
Good

4 of 12 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

35 Oak Apple Drive
-
£420k
-
21 Oak Apple Drive
-
£410k
-
49 Oak Apple Drive
-
£343k
-
47 Oak Apple Drive
-
£330k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN