Polford Cottage, Cheriton Bishop, Exeter, EX6 6JG

UPRN:10009449656Detached House4 bedsBuilt before 1900

FreeholdCouncil Tax: Band EEPC: D (59)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 4mo ago

Polford Cottage, Cheriton Bishop, Exeter, EX6 6JG

HP Score

/ 100

Mixed

Verdict

5 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

16 of 21 sources

Sale Estimate

£675,000

£642k - £709kHigh

Estimate

£675k

Range

£642k – £709k

Rent Estimate (pcm)

£2,250

£2k - £3k

Monthly

£2,250

Yield

4.00%

Verdict

Derived from HomePortfolio scores

Polford Cottage earns an INVESTIGATE rating with HP Score 61/100. Investment score 59/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (6/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

61/ 100

Mixed

Investment Score

59/ 100

Moderate

Crime Score

6/ 100

Low

Walkability

6/ 100

Low

Transit & Bike

Transit 2Bike 20

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£675,000

At the asking price

Monthly rent£2,250/mo

Evidenced range £2,000-£2,500

Interest rate5.4%

Loan to value75%

Cash required: £227,550
Net cash flow: -£720/mo
Cash on cash: -3.8%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.99 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£675,000

Rent Estimate (pcm)£2,250

Gross Yield4.00%

1y Growth-

3y Growth-1.4%

5y Growth+1.0%

10y Growth+2.8%

Last Sold Price£167,000 (2002-02-18)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonModerate
MiningLow
LandslideSignificant
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0EX6 6JG

Approval Rate

-12mo

Development

low

25/00505/FULL
Erection of extension to an existing agricultural building for use as storage
Approved
25/00287/DNP
Dartmoor National Park Application no. 0067/25 - Replacement single storey rear extension, new first floor window serving existing bedroom and associated works
Approved
0067/25
Replacement single storey rear extension, new first floor window serving existing bedroom and associated works
Approved

View Planning Timeline

Ownership

Corporate Ownership72%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsNone
Lease TypeFreehold
Last Ownership Change2002-02-18
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

28 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£31,908

Population Density-

Owner Occupied76%

Age Distribution

0-15 16%16-64 58%65+ 26%

View Area Profile

Schools Nearby

Cheriton Bishop Community Primary School
0.9 mi
Report card2026
Ofsted no longer awards a single overall grade.
Running Deer School
2.7 mi
Requires improvement
Tedburn St Mary School
3.6 mi
GoodConcerns
Yeoford Community Primary School
3.8 mi
Good

2 of 14 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

Polford Cottage
-
£167k
-
Polford Cottage
-
£167k
-
Polford Cottage
-
£102k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN