1 Whooff House, Aglionby, Carlisle, CA4 8AQ

UPRN:10009459289Semi-Detached House3 bedsBuilt before 1900

FreeholdCouncil Tax: Band DEPC: E (45)

Data freshness:Listing· freshOwnership· freshEPC· 6mo agoRisk· 5mo agoCrime· freshConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 1mo ago

1 Whooff House, Aglionby, Carlisle, CA4 8AQ

HP Score

/ 100

Mixed

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

17 of 21 sources

Sale Estimate

£299,000

£284k - £314kHigh

Estimate

£299k

Range

£284k – £314k

Rent Estimate (pcm)

£950

£800 - £1k

Monthly

£950

Yield

3.80%

Verdict

Derived from HomePortfolio scores

1 Whooff House earns an INVESTIGATE rating with HP Score 62/100. Investment score 51/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (9/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

62/ 100

Mixed

Investment Score

51/ 100

Moderate

Crime Score

15/ 100

Low

Walkability

9/ 100

Low

Transit & Bike

Transit 21Bike 8

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesListing checked 9 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Valuation edge0/15
claims [AVM -0.3% (HIGH)] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (HIGH confidence) · snapshot 14 Nov 2026
- valuation_snapshotsestimate for 10009459289· as of 14 Nov 2026
Rental economics0/40
gross yield 3.8%; range width penalty ×0.67
- valuation_snapshotsrent estimate 950/mo (range 800-1050)· as of 14 Nov 2026· verify before relying on this
Stress margin0/30
stressed cash flow -697/mo, -73% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 9 Nov 2026
Seller motivationNot scored
context, not scored: 1 price cut(s), 166 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 9 Nov 2026
Risk & liquidity14.6/15
123 sales/12mo in area; valuation range width 10%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£225,000£345,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£300,000

At the asking price

Monthly rent£950/mo

Evidenced range £800-£1,050

Interest rate5.4%

Loan to value75%

Cash required: £96,300
Net cash flow: -£355/mo
Cash on cash: -4.4%
Score at this price: 15

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.94 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 10009459289Valuation edge · as of 14 Nov 2026
valuation_snapshotsrent estimate 950/mo (range 800-1050)Rental economics · as of 14 Nov 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 9 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 9 Nov 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 950/mo (range 800-1050)
Seller motivation could not be scored
context, not scored: 1 price cut(s), 166 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge

Property risk deep-dive →

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Ask the agent why the price was reduced and whether a previous sale fell through.
1 price cut(s) recorded on the listing history.
3. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£299,000

Rent Estimate (pcm)£950

Gross Yield3.80%

1y Growth+27.7%

3y Growth+5.1%

5y Growth+4.2%

10y Growth+4.1%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

1CA4 8AQ

Approval Rate

100%12mo

Development

low

26/0001/TDC
Technical Details Consent For The Erection Of 1no. Dwelling (Previously Approved Permission In Principle Application 26/0140)
Pending
26/0446
Erection Of Single Storey Extension To Provide 1no. En-Suite Bedroom; Associated External Alterations To Include New Paving, New Resin Pathways; Raising Of Existing Pathway To Provide Level Access; New Ramped Paved Area To Provide Level Access To Main Entrance; New Area Of Tarmac Driveway; New External Ramp Formed With Paving To East Of Dwelling; Existing Paved Area To East Of Dwelling Raised To Provide Level Access With New Paving; Existing Water Feature To Be Removed And Replaced With Paving; Existing Sunken Eating Area To East Of Dwelling To Be Infilled To Create Additional Accessible Garden Area; New Timber Fence Panels To Part Of Eastern Boundary; New Resin Pathway With Timber Edging Leading To Existing Timber Outbuilding In North East Corner Of Site
Approved
26/0372
Erection Of Single Storey Rear Extension To Provide WC & Utility
Approved

View Planning Timeline

Ownership

Corporate Ownership83.6%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change-
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

4 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£33,840

Population Density300 /km²

Owner Occupied81%

Age Distribution

0-15 19%16-64 56%65+ 25%

View Area Profile

Schools Nearby

Scotby CofE Primary School
0.8 mi
Report card2026
Ofsted no longer awards a single overall grade.
St Cuthberts Catholic Primary School, Carlisle
1.5 mi
Good
Pennine Way Primary School
1.5 mi
Good
St John Henry Newman Catholic School
1.5 mi
Good

2 of 14 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

The Steadings
-
£375k
-
Hunters Croft
-
£740k
-
Long Ridge
-
£435k
-
Whooff House
-
£160k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN