11A Carmarthen Road, Fforest, Pontarddulais, Swansea, SA4 0TX

UPRN:10009544078Detached House5 bedsBuilt 1976-1982

FreeholdCouncil Tax: -EPC: C (69)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· freshEPC· 1mo agoRisk· 2y agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

11A Carmarthen Road, Fforest, Pontarddulais, Swansea, SA4 0TX

HP Score

/ 100

Strong

Verdict

4 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

14 of 21 sources

Sale Estimate

£503,000

£403k - £604kLow

Estimate

£503k

Range

£403k – £604k

Rent Estimate (pcm)

£2,150

£2k - £2k

Monthly

£2,150

Yield

4.91%

Verdict

Derived from HomePortfolio scores

11A Carmarthen Road earns an INVESTIGATE rating with HP Score 83/100. Investment score 72/100 reflects strong fundamentals. Crime intensity is very low. Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsMarket estimates (third-party AVM)ONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

83/ 100

Strong

Investment Score

72/ 100

High

Crime Score

11/ 100

Low

Walkability

No data

Transit & Bike

No data

Opportunity

Not scored as an opportunity

We will not put a number on this one.

headline score requires valuation_edge (estimate confidence LOW below scoring floor)

What we could establish

Rental economics0/40
gross yield 4.9%; range width penalty ×0.83
- valuation_snapshotsrent estimate 2150/mo (range 1950-2350)· as of 13 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -765/mo, -36% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 5 Nov 2026
Risk & liquidity9.2/15
481 sales/12mo in area; valuation range width 40%
- property_intelligencetransactions_12mo

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£525,000

At the asking price

Monthly rent£2,150/mo

Evidenced range £1,950-£2,350

Interest rate5.4%

Loan to value75%

Cash required: £175,050
Net cash flow: -£283/mo
Cash on cash: -1.9%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.21 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsrent estimate 2150/mo (range 1950-2350)Rental economics · as of 13 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 5 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 5 Nov 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth Valuation methodology

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Valuation edge could not be scored
estimate confidence LOW below scoring floor
Rental economics needs verification before you rely on it
rent estimate 2150/mo (range 1950-2350)

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Fill the valuation edge gap before relying on the score.
estimate confidence LOW below scoring floor
3. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£503,000

Rent Estimate (pcm)£2,150

Gross Yield4.91%

1y Growth-

3y Growth+3.3%

5y Growth+3.6%

10y Growth+4.6%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonModerate
MiningUnknown
LandslideModerate
Air QualityLow
NoiseWithheld

View Full Risk Report

Planning Activity

Recent Apps

0SA4 0TX

Approval Rate

-12mo

Development

low

PL/11104
Works to TPO/S48 - T5 Oak to be removed to ground level. T15 Multi-stem Ash to be removed to ground level as the tree is dead. T24 Western Red Cedar to be pruned to provide 1mtr clearance from sign and street light. T29 Ash to be removed to ground level as the tree is dead. T30 Sycamore to be removed to ground level as the tree is dead. T31 Ash to be removed to ground level as the tree is dead. T35 Elm to be pruned to provide 1mtr clearance from the street light. T37 dead stems to be removed to ground level as the tree is dead. T38 dead stems to be removed to ground level as the tree is dead. T42 Elm to be pruned to provide 1mtr clearance from the street light. T43 Ash to be removed to ground level as the tree is dead. T44 Ash to be removed to ground level as the tree is heavily in decline. T47 Ash to be removed to ground level as the tree is dead. T48 Ash to be removed to ground level as the tree is dead. T49 Ash to be removed to ground level as the tree is dead. T50 Ash to be removed to ground level as the tree is heavily in decline. T57 Ash to be removed to ground level as the tree is dead. T58 Ash to be removed to ground level as the tree is dead
Conditions
PL/10157
Non-Material Amendment to PL/06376 (Approved Elevations and Floor Plans)
Approved
PL/09937
Conversion of garage into living room and provision of ecological enhancement measures
Approved

View Planning Timeline