6 Llys Pencrug, Llandeilo, SA19 6RX

UPRN:10009550971Detached House5 bedsBuilt 2003-2006

FreeholdCouncil Tax: Band FEPC: D (67)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· freshEPC· 6mo agoRisk· 2y agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 1mo ago

HP Score

/ 100

Strong

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

15 of 21 sources

Sale Estimate

£433,000

£412k - £455kHigh

Estimate

£433k

Range

£412k – £455k

Rent Estimate (pcm)

£1,200

£1k - £1k

Monthly

£1,200

Yield

3.62%

Verdict

Derived from HomePortfolio scores

6 Llys Pencrug earns an INVESTIGATE rating with HP Score 78/100. Investment score 68/100 reflects moderate fundamentals. Crime intensity is low. Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsMarket estimates (third-party AVM)HM Land Registry sales matched to addressONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

78/ 100

Strong

Investment Score

68/ 100

Moderate

Crime Score

15/ 100

Moderate

Walkability

No data

Transit & Bike

No data

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£397,500

At the asking price

Monthly rent£1,200/mo

Evidenced range £1,050-£1,300

Interest rate5.4%

Loan to value75%

Cash required: £130,425
Net cash flow: -£511/mo
Cash on cash: -4.7%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.89 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£433,000

Rent Estimate (pcm)£1,200

Gross Yield3.62%

1y Growth-

3y Growth+6.3%

5y Growth+2.2%

10y Growth+5.1%

Last Sold Price£60,000 (2003-02-28)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonModerate
MiningLow
LandslideModerate
Air QualityLow
NoiseWithheld

View Full Risk Report

Planning Activity

Recent Apps

0SA19 6RX

Approval Rate

-12mo

Development

low

PL/11562
Lawful Development Certificate : proposed change of use from Class A1 (Retail) to Class A3 (Food and Drink)
Pending
PL/11549
1) Clearing of trees on bank back to boundary line 2) Cutting up of fallen trees which have come down in recent storms 3) Sympathetically side pruning of Beech trees 4) Crown lifting of Yew tree in middle of garden or remove - in Llandeilo Conservation Area
Approved
PL/11520
Conversion back to residential use in line with historic use of the upper floor in the form of two spacious one-bedroom apartments, accessed via the existing arch doorway on the side elevation. Provision of bike storage within the hallway and car parking to the rear
Pending

View Planning Timeline