Rose Cottage, Cusop, Hay-on-Wye, Hereford, HR3 5RQ

UPRN:10009565770Bungalow Property3 bedsBuilt before 1900

FreeholdCouncil Tax: Band EEPC: F (34)

Data freshness:Planning· 4mo agoOwnership· 1mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

Rose Cottage, Cusop, Hay-on-Wye, Hereford, HR3 5RQ

HP Score

/ 100

Mixed

Verdict

7 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

18 of 21 sources

Sale Estimate

£635,000

£603k - £666kHigh

Estimate

£635k

Range

£603k – £666k

Rent Estimate (pcm)

£1,800

£2k - £2k

Monthly

£1,800

Yield

8.64%

Verdict

Derived from HomePortfolio scores

Rose Cottage earns an INVESTIGATE rating with HP Score 59/100. Investment score 54/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (0/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

59/ 100

Mixed

Investment Score

54/ 100

Moderate

Crime Score

8/ 100

Low

Walkability

0/ 100

Low

Transit & Bike

Transit 13Bike 9

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

estimate implies a 61% discount - beyond plausibility (gate 50%); suspected unit/basis mismatch, not a realisable edge

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£250,000

At the asking price

Monthly rent£1,800/mo

Evidenced range £1,600-£2,050

Interest rate5.4%

Loan to value75%

Cash required: £78,800
Net cash flow: £402/mo
Cash on cash: 6.1%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 2.13 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£635,000

Rent Estimate (pcm)£1,800

Gross Yield8.64%

1y Growth-

3y Growth-4.8%

5y Growth-0.5%

10y Growth+2.6%

Last Sold Price£215,000 (2001-06-26)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningLow
LandslideSignificant
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0HR3 5RQ

Approval Rate

-12mo

Development

low

P262392/PDV
Reg 5 - notification of intention to install fixed line broadband apparatus
Approved
P262282/PDV
Regulation 5 - Notification of Intention to Install Fixed Line Broadband Apparatus
Rejected
P250268/XA2
Application for approval of details reserved by conditions 3, 5, 6, 7,8, 10 & 12 attached to listed building consent 240477.
Unresolved

View Planning Timeline