Wayside Cottage, Haverhill Road, Little Wratting, Haverhill, CB9 7UD

UPRN:10009752227Detached House4 bedsBuilt before 1900

FreeholdCouncil Tax: -EPC: E (53)

Data freshness:Listing· freshPlanning· freshEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

Wayside Cottage, Haverhill Road, Little Wratting, Haverhill, CB9 7UD

HP Score

/ 100

Mixed

Verdict

4 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

19 of 21 sources

Sale Estimate

£678,000

£543k - £814kLow

Estimate

£678k

Range

£543k – £814k

Rent Estimate (pcm)

£2,350

£2k - £3k

Monthly

£2,350

Yield

4.12%

Verdict

Derived from HomePortfolio scores

Wayside Cottage earns an INVESTIGATE rating with HP Score 63/100. Investment score 52/100 reflects moderate fundamentals. Crime intensity is low. Walkability is limited (17/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

63/ 100

Mixed

Investment Score

52/ 100

Moderate

Crime Score

21/ 100

Moderate

Walkability

17/ 100

Low

Transit & Bike

Transit 5Bike 29

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

30 live new-build plots advertised against one placeholder UPRN (£165,000-£685,000) - several homes collapsed onto one address, so the UPRN's valuation describes none of them

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£685,000

At the asking price

Monthly rent£2,350/mo

Evidenced range £2,100-£2,600

Interest rate5.4%

Loan to value75%

Cash required: £231,050
Net cash flow: -£685/mo
Cash on cash: -3.6%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.02 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£678,000

Rent Estimate (pcm)£2,350

Gross Yield4.12%

1y Growth+6.6%

3y Growth-1.9%

5y Growth+1.1%

10y Growth+2.7%

Last Sold Price£64,000 (1996-08-09)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningLow
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

1CB9 7UD

Approval Rate

100%12mo

Development

low

DCON(BGP)/25/1219
Application to discharge statutory biodiversity gain plan condition in relation to DC/25/1219/FUL
Pending
DC/26/1484/TPO
TPO 084(1982) tree preservation order - one Ash tree (indicated on plan and T9 on order) overall crown reduction by three metres
Pending
DC/26/1062/HH
Householder planning application - a. first floor front extension b. part two storey part single storey side extension (following demolition of existing garage)
Approved

View Planning Timeline