11 St Edmunds Apartments, Lower Baxter Street, Bury St. Edmunds, IP33 1EF

UPRN:10009752687Flat/Maisonette3 bedsBuilt 1996-2002

LeaseholdCouncil Tax: Band EEPC: C (79)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· 1mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

11 St Edmunds Apartments, Lower Baxter Street, Bury St. Edmunds, IP33 1EF

HP Score

/ 100

Mixed

Verdict

6 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

18 of 21 sources

Sale Estimate

£497,000

£472k - £521kHigh

Estimate

£497k

Range

£472k – £521k

Rent Estimate (pcm)

£2,250

£2k - £2k

Monthly

£2,250

Yield

5.40%

Verdict

Derived from HomePortfolio scores

11 St Edmunds Apartments earns an INVESTIGATE rating with HP Score 62/100. Investment score 62/100 reflects moderate fundamentals. Crime intensity is elevated. Walkability is excellent (96/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

62/ 100

Mixed

Investment Score

62/ 100

Moderate

100

Crime Score

100/ 100

Elevated

Walkability

96/ 100

Excellent

Transit & Bike

Transit 36Bike 80

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£500,000

At the asking price

Monthly rent£2,250/mo

Evidenced range £2,100-£2,450

Interest rate5.4%

Loan to value75%

Cash required: £166,300
Net cash flow: -£130/mo
Cash on cash: -0.9%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.33 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£497,000

Rent Estimate (pcm)£2,250

Gross Yield5.40%

1y Growth-

3y Growth+0.3%

5y Growth-0.2%

10y Growth+1.1%

Last Sold Price£520,000 (2017-06-01)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningSignificant
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0IP33 1EF

Approval Rate

-12mo

Development

low

DCON(A)/24/1235
Application to discharge condition 4 (009B Investigation/Recording Complete) of application DC/24/1235/HH
Pending
DC/26/1682/TCA
Trees in a conservation area notification - one Magnolia (T1 on plan) fell
Pending
DC/26/1653/TPO
TPO 200(1994) tree preservation order - one London Plane (T7 on plan) - reduce the southern lower crown by up to three meters back to suitable pruning points or previous reduction point
Pending

View Planning Timeline

Ownership

Corporate Ownership51.9%
Overseas OwnershipNo
Lease Term Remaining999+ yrs
CovenantsNone
Lease TypeLeasehold
Last Ownership Change2017-06-01
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

18 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£33,437

Population Density3,490 /km²

Owner Occupied40%

Age Distribution

0-15 11%16-64 62%65+ 27%

View Area Profile

Schools Nearby

Guildhall Feoffment Community Primary School
0.3 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
St Edmund's Catholic Primary School
0.4 mi
Inspected as St Edmund's Catholic Primary School (URN 124764) on 9 Nov 2022
Learning Support, Western Area Education Office
0.5 mi
-
King Edward VI CEVC School
0.5 mi
-

2 of 11 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

St. Edmunds Apartments Lower Baxter Street
-
£370k
-
St. Edmunds Apartments Lower Baxter Street
-
£485k
-
St. Edmunds Apartments Lower Baxter Street
-
£415k
-
St. Edmunds Apartments Lower Baxter Street
-
£350k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN