3 Stanningfield Road, Great Whelnetham, Bury St. Edmunds, IP30 0TL

UPRN:10009754385Semi-Detached House4 bedsBuilt 1930-1949

FreeholdCouncil Tax: -EPC: D (60)

Data freshness:Listing· freshPlanning· 3mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· freshAmenities· 2mo agoArea· Census 2021

3 Stanningfield Road, Great Whelnetham, Bury St. Edmunds, IP30 0TL

HP Score

/ 100

Mixed

Verdict

3 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

19 of 21 sources

Sale Estimate

£340,000

£306k - £374kMedium

Estimate

£340k

Range

£306k – £374k

Rent Estimate (pcm)

£1,550

£1k - £2k

Monthly

£1,550

Yield

5.31%

Verdict

Derived from HomePortfolio scores

3 Stanningfield Road earns an INVESTIGATE rating with HP Score 68/100. Investment score 60/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (21/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

68/ 100

Mixed

Investment Score

60/ 100

Moderate

Crime Score

10/ 100

Low

Walkability

21/ 100

Low

Transit & Bike

Transit 9Bike 33

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£350,000

At the asking price

Monthly rent£1,550/mo

Evidenced range £1,450-£1,700

Interest rate5.4%

Loan to value75%

Cash required: £113,800
Net cash flow: -£108/mo
Cash on cash: -1.1%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.31 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£340,000

Rent Estimate (pcm)£1,550

Gross Yield5.31%

1y Growth-

3y Growth-1.3%

5y Growth+1.7%

10y Growth+3.2%

Last Sold Price£175,000 (2011-04-08)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningLow
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0IP30 0TL

Approval Rate

-12mo

Development

low

DC/26/1420/TCA
Trees in a conservation area notification - one Oak (marked T1 on plan) crown lift to four metres above ground level, one Himalayan Cotoneaster (marked T2 on plan) overall crown reduction by two metres and one Ash (Marked T3 on plan) overall crown reduction by four metres
Approved
DC/26/0999/HH
Householder planning application - a. retention of driveway b. hardstanding works
Approved
DC/26/0093/TCA
Trees in a conservation area notification - one cherry and one hazel (marked 1 and 2 on plan) coppice and the removal of ivy from one hawthorn
Approved

View Planning Timeline