Colby Lodge, Stepaside, Narberth, SA67 8PP

UPRN:10009873442Detached House5 bedsBuilt -

LeaseholdCouncil Tax: Band IEPC: -

Data freshness:Price Paid· freshPlanning· freshRisk· 2y agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 1mo agoArea· Census 2021

Colby Lodge, Stepaside, Narberth, SA67 8PP

HP Score

/ 100

Mixed

Verdict

3 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

14 of 21 sources

Sale Estimate

£1,025,000

£922k - £1.13MMedium

Estimate

£1.02M

Range

£922k – £1.13M

Rent Estimate (pcm)

£3,150

£3k - £4k

Monthly

£3,150

Yield

4.22%

Verdict

Derived from HomePortfolio scores

Colby Lodge earns an INVESTIGATE rating with HP Score 71/100. Investment score 60/100 reflects moderate fundamentals. Crime intensity is very low. Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)ONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

71/ 100

Mixed

Investment Score

60/ 100

Moderate

Crime Score

5/ 100

Low

Walkability

No data

Transit & Bike

No data

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£895,000

At the asking price

Monthly rent£3,150/mo

Evidenced range £2,700-£3,550

Interest rate5.4%

Loan to value75%

Cash required: £304,550
Net cash flow: -£840/mo
Cash on cash: -3.3%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.04 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£1,025,000

Rent Estimate (pcm)£3,150

Gross Yield4.22%

1y Growth-

3y Growth+0.6%

5y Growth+2.5%

10y Growth+3.8%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonModerate
MiningLow
LandslideSignificant
Air QualityLow
NoiseWithheld

View Full Risk Report

Planning Activity

Recent Apps

3SA67 8PP

Approval Rate

-12mo

Development

low

NP/26/0553/CLE
Lawful development certificate for an existing timber frame garage for domestic use
Pending
NP/26/0517/FUL
Change of use of the existing annex to short-term holiday accommodation (Class C6), alterations to the internal layout and fenestration, erection of a single-storey infill extension, and installation of solar PV panels, battery storage, air-source heat pumps and rainwater harvesting
Pending
NP/26/0505/FUL
Retrospective application for a canopy used as Outdoor Kitchen/ Amenity Facility
Pending

View Planning Timeline