Mount Gate Cottage, Tangiers, Haverfordwest, SA62 4BU

UPRN:10009877640Detached Bungalow3 bedsBuilt 1950-1966

FreeholdCouncil Tax: Band DEPC: F (34)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 6mo agoRisk· 2y agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 1mo agoArea· Census 2021

Mount Gate Cottage, Tangiers, Haverfordwest, SA62 4BU

HP Score

/ 100

Strong

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

17 of 21 sources

Sale Estimate

£265,000

£212k - £318kLow

Estimate

£265k

Range

£212k – £318k

Rent Estimate (pcm)

£950

£850 - £1k

Monthly

£950

Yield

4.22%

Verdict

Derived from HomePortfolio scores

Mount Gate Cottage earns an INVESTIGATE rating with HP Score 76/100. Investment score 60/100 reflects moderate fundamentals. Crime intensity is low. Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

76/ 100

Strong

Investment Score

60/ 100

Moderate

Crime Score

23/ 100

Moderate

Walkability

No data

Transit & Bike

No data

Opportunity

Not scored as an opportunity

We will not put a number on this one.

headline score requires valuation_edge (estimate confidence LOW below scoring floor)

What we could establish

Rental economics0/40
gross yield 4.2%; range width penalty ×0.78
- valuation_snapshotsrent estimate 950/mo (range 850-1050)· as of 13 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -571/mo, -60% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 5 Nov 2026
Risk & liquidity9.2/15
176 sales/12mo in area; valuation range width 40%
- property_intelligencetransactions_12mo

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£270,000

At the asking price

Monthly rent£950/mo

Evidenced range £850-£1,050

Interest rate5.4%

Loan to value75%

Cash required: £85,800
Net cash flow: -£254/mo
Cash on cash: -3.5%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.04 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsrent estimate 950/mo (range 850-1050)Rental economics · as of 13 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 5 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 5 Nov 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth Valuation methodology

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Valuation edge could not be scored
estimate confidence LOW below scoring floor
Rental economics needs verification before you rely on it
rent estimate 950/mo (range 850-1050)

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Fill the valuation edge gap before relying on the score.
estimate confidence LOW below scoring floor
3. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£265,000

Rent Estimate (pcm)£950

Gross Yield4.22%

1y Growth-

3y Growth+0.0%

5y Growth+3.2%

10y Growth+4.5%

Last Sold Price£67,000 (2001-05-25)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonModerate
MiningLow
LandslideModerate
Air QualityLow
NoiseWithheld

View Full Risk Report

Planning Activity

Recent Apps

0SA62 4BU

Approval Rate

-12mo

Development

low

26/0519/DC
Discharge of conditions 3 (surface water), 4 (CEMP), 5 (CEMP) and 9 (Planting specification) of planning permission 25/0257/PA (1. Extension (A) Two storey extension to front (south) area – proposed offices, meeting areas, changing rooms, welfare/toilets, storage and canteen areas. 2. Extension (B) Single Storey side extension for chiller storage. 3. Replacement Unit (C) Single Storey portal shed for product Storage. 4. New Unit (D) Single Storey portal shed for product Storage, workshop and welfare).
Pending
26/0416/DC
Discharge of Condition 5 (Construction Management) of Planning Permission 25/0496/PA (Extension to an existing gymnasium)
Pending
26/0217/DC
Discharge of Conditions 4 (Fencing, Cycle Parking and External Materials), Condition 6 (lighting) and Condition 7 (Potable Water Scheme) of Planning Permission 23/0324/PA - Variation of conditions 2 (approved plans), 3 (noise management and odour mitigation strategy) and 8 (drainage scheme) of planning permission 21/0807/PA (Construction of a Dairy Processing Facility and Associated Works)
Conditions

View Planning Timeline