Mount Severn, Freshwater East, Pembroke, SA71 5LF

UPRN:10009877658Detached House6 bedsBuilt 1991-1995

FreeholdCouncil Tax: Band FEPC: D (66)

Data freshness:Price Paid· freshPlanning· 6mo agoEPC· 3mo agoRisk· 2y agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 1mo agoArea· Census 2021

Mount Severn, Freshwater East, Pembroke, SA71 5LF

HP Score

/ 100

Strong

Verdict

5 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

16 of 21 sources

Sale Estimate

£1,196,000

£1.08M - £1.31MMedium

Estimate

£1.20M

Range

£1.08M – £1.31M

Rent Estimate (pcm)

£3,950

£4k - £4k

Monthly

£3,950

Yield

3.16%

Verdict

Derived from HomePortfolio scores

Mount Severn earns an INVESTIGATE rating with HP Score 77/100. Investment score 73/100 reflects strong fundamentals. Crime intensity is very low. Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

77/ 100

Strong

Investment Score

73/ 100

High

Crime Score

11/ 100

Low

Walkability

No data

Transit & Bike

No data

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£1,500,000

At the asking price

Monthly rent£3,950/mo

Evidenced range £3,500-£4,450

Interest rate5.4%

Loan to value75%

Cash required: £545,050
Net cash flow: -£2,328/mo
Cash on cash: -5.1%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.78 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£1,196,000

Rent Estimate (pcm)£3,950

Gross Yield3.16%

1y Growth-

3y Growth-0.1%

5y Growth+2.1%

10y Growth+1.8%

Last Sold Price£935,000 (2019-10-18)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonModerate
MiningLow
LandslideModerate
Air QualityLow
NoiseWithheld

View Full Risk Report

Planning Activity

Recent Apps

1SA71 5LF

Approval Rate

0%12mo

Development

low

NP/26/0447/FUL
New first floor side extension over the existing flat roof garage, construction of a carport to the front of the dwelling and the construction of a garden room in rear curtilage
Pending
NP/26/0419/FUL
Construction of a replacement porch with an additional covered front decking area, together with alterations to existing dwellings fenestrations
Conditions
NP/26/0411/FUL
Installation of a new pay & display vending machine & relocation of existing signage
Conditions

View Planning Timeline