Norgans Cottage, Carew Newton, Kilgetty, SA68 0TP

UPRN:10009877946Detached Bungalow3 bedsBuilt 1991-1995

FreeholdCouncil Tax: Band EEPC: D (55)

Data freshness:Listing· freshPrice Paid· freshPlanning· freshEPC· 6mo agoRisk· 2y agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

Norgans Cottage, Carew Newton, Kilgetty, SA68 0TP

HP Score

/ 100

Strong

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

15 of 21 sources

Sale Estimate

£429,000

£407k - £450kHigh

Estimate

£429k

Range

£407k – £450k

Rent Estimate (pcm)

£1,300

£1k - £1k

Monthly

£1,300

Yield

13.57%

Verdict

Derived from HomePortfolio scores

Norgans Cottage earns an INVESTIGATE rating with HP Score 79/100. Investment score 68/100 reflects moderate fundamentals. Crime intensity is very low. Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsMarket estimates (third-party AVM)HM Land Registry sales matched to addressONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

79/ 100

Strong

Investment Score

68/ 100

Moderate

Crime Score

8/ 100

Low

Walkability

No data

Transit & Bike

No data

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is a other but the valuation basis is the whole house at this UPRN - value evidence is not comparable

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£115,000

At the asking price

Monthly rent£1,300/mo

Evidenced range £1,200-£1,450

Interest rate5.4%

Loan to value75%

Cash required: £35,800
Net cash flow: £512/mo
Cash on cash: 17.2%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 3.35 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£429,000

Rent Estimate (pcm)£1,300

Gross Yield13.57%

1y Growth-

3y Growth+0.3%

5y Growth+3.7%

10y Growth+4.2%

Last Sold Price£390,000 (2022-09-20)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonModerate
MiningLow
LandslideModerate
Air QualityLow
NoiseWithheld

View Full Risk Report

Planning Activity

Recent Apps

2SA68 0TP

Approval Rate

100%12mo

Development

low

NP/25/0709/OBS
PAN-030632 - Application to vary abstration licence WA/061/006/0023
Approved
NP/25/0636/DOC
Discharge conditions 11 - scheme & programme of measures for the suppression of dust; 30 - Lighting plan & 43, 44 & 45 - detailed schemes for the progressive restoration and aftercare of the site - of NP/12/601
Conditions
NP/25/0297/CLE
Certificate of Lawfulness for existing use of single storey one bed dwelling (Use Class C3)
Conditions

View Planning Timeline