Ringley Wells, Cosheston, Pembroke Dock, SA72 4UN

UPRN:10009879457Detached House6 bedsBuilt before 1900

FreeholdCouncil Tax: -EPC: A (118)

Data freshness:Listing· freshPlanning· 4mo agoEPC· 4mo agoRisk· 2y agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

Ringley Wells, Cosheston, Pembroke Dock, SA72 4UN

HP Score

/ 100

Strong

Verdict

4 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

16 of 21 sources

Sale Estimate

£969,000

£775k - £1.16MLow

Estimate

£969k

Range

£775k – £1.16M

Rent Estimate (pcm)

£2,950

£3k - £3k

Monthly

£2,950

Yield

2.44%

Verdict

Derived from HomePortfolio scores

Ringley Wells earns an INVESTIGATE rating with HP Score 84/100. Investment score 77/100 reflects strong fundamentals. Crime intensity is very low. Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsMarket estimates (third-party AVM)HM Land Registry sales matched to addressONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

84/ 100

Strong

Investment Score

77/ 100

High

Crime Score

11/ 100

Low

Walkability

No data

Transit & Bike

No data

Opportunity

Not scored as an opportunity

We will not put a number on this one.

headline score requires valuation_edge (estimate confidence LOW below scoring floor)

What we could establish

Rental economics0/40
gross yield 2.4%; range width penalty ×0.69
- valuation_snapshotsrent estimate 2950/mo (range 2550-3300)· as of 13 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -4,079/mo, -138% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 4 Nov 2026
Risk & liquidity9.2/15
111 sales/12mo in area; valuation range width 40%
- property_intelligencetransactions_12mo

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£1,450,000

At the asking price

Monthly rent£2,950/mo

Evidenced range £2,550-£3,300

Interest rate5.4%

Loan to value75%

Cash required: £525,050
Net cash flow: -£2,851/mo
Cash on cash: -6.5%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.60 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsrent estimate 2950/mo (range 2550-3300)Rental economics · as of 13 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 4 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 4 Nov 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth Valuation methodology

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Valuation edge could not be scored
estimate confidence LOW below scoring floor
Rental economics needs verification before you rely on it
rent estimate 2950/mo (range 2550-3300)

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Ask the agent why the price was reduced and whether a previous sale fell through.
1 price cut(s) recorded on the listing history.
3. Fill the valuation edge gap before relying on the score.
estimate confidence LOW below scoring floor
4. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£969,000

Rent Estimate (pcm)£2,950

Gross Yield2.44%

1y Growth-

3y Growth+1.1%

5y Growth+1.5%

10y Growth+2.5%

Last Sold Price£425,000 (2021-03-31)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonModerate
MiningLow
LandslideModerate
Air QualityLow
NoiseWithheld

View Full Risk Report

Planning Activity

Recent Apps

0SA72 4UN

Approval Rate

-12mo

Development

low

26/0335/PA
Single Storey Detached Garage. (AMENDED PLANS)
Pending
26/0085/PA
Variation of Condition 2 (approved plans) of planning permission 23/0769/PA (Erection of a two storey dwelling, garage and floating boat shed with associated parking and landscaping works)
Rejected
25/0876/PA
New dwelling
Rejected

View Planning Timeline