Holly Cottage, Cowick Road, Snaith, Goole, DN14 9JG

UPRN:10009941002Detached House3 bedsBuilt 1996-2002

FreeholdCouncil Tax: Band DEPC: C (70)

Data freshness:Listing· freshEPC· 3mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

Holly Cottage, Cowick Road, Snaith, Goole, DN14 9JG

HP Score

/ 100

Strong

Verdict

2 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

18 of 21 sources

Sale Estimate

£321,000

£305k - £337kHigh

Estimate

£321k

Range

£305k – £337k

Rent Estimate (pcm)

£1,200

£1k - £1k

Monthly

£1,200

Yield

4.43%

Verdict

Derived from HomePortfolio scores

Holly Cottage earns an INVESTIGATE rating with HP Score 75/100. Investment score 68/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (54/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

75/ 100

Strong

Investment Score

68/ 100

Moderate

Crime Score

14/ 100

Low

Walkability

54/ 100

Moderate

Transit & Bike

Transit 12Bike 57

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£325,000

At the asking price

Monthly rent£1,200/mo

Evidenced range £1,050-£1,300

Interest rate5.4%

Loan to value75%

Cash required: £105,050
Net cash flow: -£266/mo
Cash on cash: -3.0%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.09 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£321,000

Rent Estimate (pcm)£1,200

Gross Yield4.43%

1y Growth-

3y Growth-0.2%

5y Growth+0.0%

10y Growth+3.1%

Last Sold Price£175,000 (2012-03-23)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseHigh

View Full Risk Report

Planning Activity

Recent Apps

1DN14 9JG

Approval Rate

100%12mo

Development

low

26/02742/PLB
Listed Building Consent to dismantle chimney stack above ridge and for its rebuild; repair and/or replace rainwater goods to match existing; remedial roof works including replacement of damaged tiles and coping stones; facades to be repointed with lime mortar and spalled brickwork to be replaced to match existing
Pending
26/02632/OUT
Outline - Erection of a dwelling following demolition of existing brick barn (all matters reserved)
Pending
26/30457/CONDET
Confirmation that all conditions have been approved for planning permission 15/03487/STPLF
Approved

View Planning Timeline

Ownership

Corporate Ownership73.7%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2012-03-23
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

17 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£31,881

Population Density87 /km²

Owner Occupied79%

Age Distribution

0-15 18%16-64 62%65+ 20%

View Area Profile

Schools Nearby

Snaith Primary School
0.3 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
The Snaith School
0.4 mi
Report card2026
Ofsted no longer awards a single overall grade.
Cowick Church of England Voluntary Controlled Primary School
1.2 mi
GoodConcerns
Carlton Primary School
1.5 mi
Good

2 of 13 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

Stanville Cowick Road
-
£372k
-
Ivy Lodge Cowick Road
-
£210k
-
Stanville Cowick Road
-
£250k
-
Holly Cottage Cowick Road
-
£175k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN