65 Apple Tree Way, Oswaldtwistle, Accrington, BB5 0FB

UPRN:10009972161Detached House3 bedsBuilt 1996-2002

FreeholdCouncil Tax: -EPC: C (71)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 1mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

65 Apple Tree Way, Oswaldtwistle, Accrington, BB5 0FB

HP Score

/ 100

Mixed

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

20 of 21 sources

Sale Estimate

£254,000

£241k - £266kHigh

Estimate

£254k

Range

£241k – £266k

Rent Estimate (pcm)

£1,250

£1k - £1k

Monthly

£1,250

Yield

6.38%

Verdict

Derived from HomePortfolio scores

65 Apple Tree Way earns an INVESTIGATE rating with HP Score 67/100. Investment score 63/100 reflects moderate fundamentals. Crime intensity is moderate. Walkability is limited (63/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

67/ 100

Mixed

Investment Score

63/ 100

Moderate

Crime Score

45/ 100

Elevated

Walkability

63/ 100

Moderate

Transit & Bike

Transit 34Bike 42

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£235,000

At the asking price

Monthly rent£1,250/mo

Evidenced range £1,150-£1,350

Interest rate5.4%

Loan to value75%

Cash required: £74,000
Net cash flow: £72/mo
Cash on cash: 1.2%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.58 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£254,000

Rent Estimate (pcm)£1,250

Gross Yield6.38%

1y Growth-

3y Growth+6.4%

5y Growth+4.6%

10y Growth+3.7%

Last Sold Price£165,000 (2018-02-26)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonModerate
MiningUnknown
LandslideSignificant
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0BB5 0FB

Approval Rate

-12mo

Development

low

11/26/0462
Householder: Erection of single storey rear and side extension with porch and garage conversion
Pending
11/26/0459
Prior Approval: (Part 3, Class MA) Conversion at first-floor level from existing business use to 1no. self-contained apartment
Pending
11/26/0336
Listed Building Consent: Repairs and refurbishment of Gatty Park war memorial
Pending

View Planning Timeline

Ownership

Corporate Ownership64.2%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2018-02-26
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

8 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£29,647

Population Density4,035 /km²

Owner Occupied55%

Age Distribution

0-15 20%16-64 67%65+ 13%

View Area Profile

Schools Nearby

Oswaldtwistle St Paul's Church of England Primary School
0.2 mi
Report card2026
Ofsted no longer awards a single overall grade.
Oswaldtwistle School
0.2 mi
-
Sacred Heart Roman Catholic Primary School, Church
0.3 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
Rhyddings
0.3 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.

4 of 12 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

29 Apple Tree Way
-
£215k
-
6 Apple Tree Way
-
£218k
-
8 Apple Tree Way
-
£230k
-
45 Apple Tree Way
-
£200k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN