2 Victoria Villas, Rishton, Blackburn, BB1 4NY

UPRN:10009972486Semi-Detached House3 bedsBuilt 1900-1929

LeaseholdCouncil Tax: -EPC: D (57)

Data freshness:Planning· 4mo agoOwnership· freshEPC· 4mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

2 Victoria Villas, Rishton, Blackburn, BB1 4NY

HP Score

/ 100

Mixed

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

18 of 21 sources

Sale Estimate

£234,000

£222k - £245kHigh

Estimate

£234k

Range

£222k – £245k

Rent Estimate (pcm)

£1,500

£1k - £2k

Monthly

£1,500

Yield

7.66%

Verdict

Derived from HomePortfolio scores

2 Victoria Villas earns an INVESTIGATE rating with HP Score 74/100. Investment score 62/100 reflects moderate fundamentals. Crime intensity is low. Walkability is good (76/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

74/ 100

Mixed

Investment Score

62/ 100

Moderate

Crime Score

26/ 100

Moderate

Walkability

76/ 100

High

Transit & Bike

Transit 8Bike 49

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£235,000

At the asking price

Monthly rent£1,500/mo

Evidenced range £1,450-£1,600

Interest rate5.4%

Loan to value75%

Cash required: £74,000
Net cash flow: £245/mo
Cash on cash: 4.0%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.89 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£234,000

Rent Estimate (pcm)£1,500

Gross Yield7.66%

1y Growth-

3y Growth+2.2%

5y Growth+2.7%

10y Growth+4.3%

Last Sold Price£179,000 (2022-04-05)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningUnknown
LandslideModerate
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0BB1 4NY

Approval Rate

-12mo

Development

low

11/26/0437
Prior Approval: Installation of a telecommunications base station comprising of the removal of the existing wall-mounted flagpole antenna and transmission dish, and replacement with a 20 metre high monopole, supporting 4 no. antennas, 1 no. GPS node and 1 no. wraparound cabinet, 3 no. equipment cabinets and ancillary development
Pending
11/26/0331
Discharge of Conditions: 3 (Biodiversity Net Gain), 4 (Landscape) and 6 (Fencing) pursuant to planning permission reference 11/25/0430.
Pending
11/26/0304
Discharge of Conditions: Condition 4 (Bird and Bat Boxes) of planning application reference 11/25/0361
Approved

View Planning Timeline

Ownership

Corporate Ownership43.2%
Overseas OwnershipNo
Lease Term Remaining834 yrs
CovenantsNone
Lease TypeLeasehold
Last Ownership Change2022-04-05
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

5 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£29,647

Population Density-

Owner Occupied53%

Age Distribution

0-15 20%16-64 65%65+ 15%

View Area Profile

Schools Nearby

The Willows
0.3 mi
Good
The Hyndburn Academy
0.3 mi
Report card2026
Ofsted no longer awards a single overall grade.
Rishton St Peter and St Paul's Church of England Primary School
0.3 mi
Good
Rishton Methodist Primary School
0.3 mi
-

2 of 13 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

2 Victoria Villas
-
£179k
-
2 Victoria Villas
-
£115k
-
1 Victoria Villas
-
£48k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN