32 Adwy'r Nant, Bethesda, Bangor, LL57 3NY

UPRN:100100015282Mid Terrace House3 bedsBuilt 1930-1949

FreeholdCouncil Tax: -EPC: C (70)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 6mo agoRisk· 2y agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 1mo agoArea· Census 2021

32 Adwy'r Nant, Bethesda, Bangor, LL57 3NY

HP Score

/ 100

Strong

Verdict

3 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

16 of 21 sources

Sale Estimate

£163,000

£155k - £171kHigh

Estimate

£163k

Range

£155k – £171k

Rent Estimate (pcm)

£800

£750 - £850

Monthly

£800

Yield

5.08%

Verdict

Derived from HomePortfolio scores

32 Adwy'r Nant earns an INVESTIGATE rating with HP Score 84/100. Investment score 81/100 reflects strong fundamentals. Crime intensity is low. Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

84/ 100

Strong

Investment Score

81/ 100

High

Crime Score

16/ 100

Moderate

Walkability

No data

Transit & Bike

No data

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesListing checked 3 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Valuation edge-1.6/15
claims [AVM -16.0% (HIGH), sold-comps -20.4%, £/sqft -20.8%] → measured edge -0.33pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp; asking more than 10% above the estimate (measured -0.33pp)
Market estimate used (HIGH confidence) · snapshot 12 Oct 2026
- valuation_snapshotsestimate for 100100015282· as of 12 Oct 2026
- property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 16.8%· as of 1 Nov 2026
Rental economics0.6/40
gross yield 5.1%; range width penalty ×0.95
- valuation_snapshotsrent estimate 800/mo (range 750-850)· as of 12 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -339/mo, -42% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 3 Nov 2026
Seller motivationNot scored
context, not scored: 0 price cut(s), 63 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 3 Nov 2026
Risk & liquidity14.7/15
229 sales/12mo in area; valuation range width 10%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£142,000£217,500

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£189,000

At the asking price

Monthly rent£800/mo

Evidenced range £750-£850

Interest rate5.4%

Loan to value75%

Cash required: £59,280
Net cash flow: -£84/mo
Cash on cash: -1.7%
Score at this price: 14

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.25 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 100100015282Valuation edge · as of 12 Oct 2026
property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 16.8%Valuation edge · as of 1 Nov 2026
valuation_snapshotsrent estimate 800/mo (range 750-850)Rental economics · as of 12 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 3 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 3 Nov 2026

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 800/mo (range 750-850)
Seller motivation could not be scored
context, not scored: 0 price cut(s), 63 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge

Property risk deep-dive →

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£163,000

Rent Estimate (pcm)£800

Gross Yield5.08%

1y Growth+148.0%

3y Growth+4.1%

5y Growth+4.0%

10y Growth+3.5%

Last Sold Price£127,000 (2018-12-20)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningSignificant
LandslideSignificant
Air QualityLow
NoiseWithheld

View Full Risk Report

Planning Activity

Recent Apps

0LL57 3NY

Approval Rate

-12mo

Development

low

C26/0321/13/LL
Newid defnydd siop ar y llawr gwaelod (Dosbarth Defnydd A1) i gaffi (Dosbarth Defnydd A3) a gosod system echdynnu. Change of use of the ground floor shop (Class Use A1) to a cafe (Class use A3) and installation of extract system
Pending
C26/0311/13/DA
Diwygiad ansylweddol i gais cynllunio C25/0422/13/LL er mwyn diwygio dyluniad y ffenestr gromen i gynnwys 2 ffenestr (3 yn flaenorol) Non-material amendment to planning application to amend the design of the dormer window to include 2 windows (formerly 3).
Pending
C26/0282/13/LL
Codi dwy sied ddiwydiannol ar gyfer dosbarth defnydd B8 Erection of two industrial sheds for B8 use class
Pending

View Planning Timeline