Penrhos, Lôn Pen Rhos, Morfa Nefyn, Pwllheli, LL53 6BL

UPRN:100100019492Semi-Detached Property3 bedsBuilt before 1900

FreeholdCouncil Tax: -EPC: D (61)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· freshEPC· 4mo agoRisk· 2y agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

Penrhos, Lôn Pen Rhos, Morfa Nefyn, Pwllheli, LL53 6BL

HP Score

/ 100

Strong

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

15 of 21 sources

Sale Estimate

£441,000

£353k - £530kLow

Estimate

£441k

Range

£353k – £530k

Rent Estimate (pcm)

£2,100

£2k - £2k

Monthly

£2,100

Yield

5.73%

Verdict

Derived from HomePortfolio scores

Penrhos earns an INVESTIGATE rating with HP Score 77/100. Investment score 64/100 reflects moderate fundamentals. Crime intensity is very low. Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsMarket estimates (third-party AVM)HM Land Registry sales matched to addressONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

77/ 100

Strong

Investment Score

64/ 100

Moderate

Crime Score

10/ 100

Low

Walkability

No data

Transit & Bike

No data

Opportunity

Not scored as an opportunity

We will not put a number on this one.

headline score requires valuation_edge (estimate confidence LOW below scoring floor)

What we could establish

Rental economics5.3/40
gross yield 5.7%; range width penalty ×0.91
- valuation_snapshotsrent estimate 2100/mo (range 1950-2250)· as of 10 Nov 2026· verify before relying on this
Stress margin0/30
stressed cash flow -443/mo, -21% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 7 Nov 2026
Risk & liquidity9.2/15
181 sales/12mo in area; valuation range width 40%
- property_intelligencetransactions_12mo

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£440,000

At the asking price

Monthly rent£2,100/mo

Evidenced range £1,950-£2,250

Interest rate5.4%

Loan to value75%

Cash required: £145,300
Net cash flow: -£31/mo
Cash on cash: -0.3%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.41 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsrent estimate 2100/mo (range 1950-2250)Rental economics · as of 10 Nov 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 7 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 7 Nov 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth Valuation methodology

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Valuation edge could not be scored
estimate confidence LOW below scoring floor
Rental economics needs verification before you rely on it
rent estimate 2100/mo (range 1950-2250)

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Ask the agent why the price was reduced and whether a previous sale fell through.
1 price cut(s) recorded on the listing history.
3. Fill the valuation edge gap before relying on the score.
estimate confidence LOW below scoring floor
4. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£441,000

Rent Estimate (pcm)£2,100

Gross Yield5.73%

1y Growth+102.7%

3y Growth-3.4%

5y Growth+0.1%

10y Growth+2.7%

Last Sold Price£220,000 (2025-07-07)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonModerate
MiningUnknown
LandslideModerate
Air QualityLow
NoiseWithheld

View Full Risk Report

Planning Activity

Recent Apps

1LL53 6BL

Approval Rate

0%12mo

Development

low

C26/0364/42/DT
Estyniad ochr llawr cyntaf ac estyniad llawr isaf unllawr. First floor side extension and ground floor single storey extension.
Pending
C26/0307/42/DA
Cais am ddiwygiadau di-faterol i ganiatâd cynllunio C24/0689/42/LL er mwyn newid lefelau lloriau gorffenedig y lleiniau er mwyn sicrhau cydymffurfiaeth gydag Dogfen M a draenio gydag man diweddariadau cydlyniad i'r gosodiad. Application for non-material amendments to planning approval C24/0689/42/LL for changing the finished floor levels of the plots to ensure compliance with Doc M and drainage, alongside minor coordination updates to the layout
Pending
C26/0253/42/RA
Cais i ryddhau amodau 3, 4 a 13 ar ganiatâd cynllunio C24/0689/42/LL yn ymwneud a manylion llechi tô, gorffeniadau allanol a system goleuo / Application to discharge conditions 3, 4 and 13 of planning approval C24/0689/42/LL relating to details of roof slate, external finishes and lighting system.
Conditions

View Planning Timeline