25 Pen-y-Bryn Road, Gabalfa, Cardiff, CF14 3LG

UPRN:100100037652Semi-Detached HouseBeds -Built 1900-1929

FreeholdCouncil Tax: Band EEPC: C (70)

Data freshness:Planning· 4mo agoOwnership· 1mo agoRisk· 2y agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 4mo ago

25 Pen-y-Bryn Road, Gabalfa, Cardiff, CF14 3LG

HP Score

/ 100

Mixed

Verdict

7 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

17 of 21 sources

Sale Estimate

£417,000

£376k - £459kMedium

Estimate

£417k

Range

£376k – £459k

Rent Estimate (pcm)

£1,900

£2k - £2k

Monthly

£1,900

Yield

5.70%

Verdict

Derived from HomePortfolio scores

25 Pen-y-Bryn Road earns an INVESTIGATE rating with HP Score 71/100. Investment score 60/100 reflects moderate fundamentals. Crime intensity is moderate. Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

71/ 100

Mixed

Investment Score

60/ 100

Moderate

Crime Score

42/ 100

Elevated

Walkability

No data

Transit & Bike

No data

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Under offer' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£400,000

At the asking price

Monthly rent£1,900/mo

Evidenced range £1,750-£2,050

Interest rate5.4%

Loan to value75%

Cash required: £131,300
Net cash flow: -£35/mo
Cash on cash: -0.3%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.41 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£417,000

Rent Estimate (pcm)£1,900

Gross Yield5.70%

1y Growth-3.6%

3y Growth+0.5%

5y Growth+1.9%

10y Growth+3.6%

Last Sold Price£249,995 (2011-11-25)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonModerate
MiningLow
LandslideModerate
Air QualityLow
NoiseWithheld

View Full Risk Report

Planning Activity

Recent Apps

1CF14 3LG

Approval Rate

100%12mo

Development

low

26/02323/FUL
Alterations to Level 4 Elevations to support new laboratory accommodation and associated support spaces
Pending
26/02241/NMA
Proposed Non-Material Amendment to Planning Permission 22/00820/MJR - Variation of Condition 28 (Electric Vehicle Charging)
Pending
26/02188/FUL
CONVERSION OF CLASS C4 HMO TO LARGE SUI GENERIS HOUSE WITH DORMER LOFT CONVERSION
Pending

View Planning Timeline