22 Pendine Road, Cardiff, CF5 4BP

UPRN:100100097880Terrace Property2 bedsBuilt 1930-1949

FreeholdCouncil Tax: -EPC: D (68)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· freshEPC· 3mo agoRisk· 2y agoCrime· freshConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

HP Score

/ 100

Mixed

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

15 of 21 sources

Sale Estimate

£153,000

£145k - £161kHigh

Estimate

£153k

Range

£145k – £161k

Rent Estimate (pcm)

£750

£700 - £800

Monthly

£750

Yield

6.00%

Verdict

Derived from HomePortfolio scores

22 Pendine Road earns an INVESTIGATE rating with HP Score 65/100. Investment score 56/100 reflects moderate fundamentals. Crime intensity is moderate. Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)ONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

65/ 100

Mixed

Investment Score

56/ 100

Moderate

Crime Score

47/ 100

Elevated

Walkability

No data

Transit & Bike

No data

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£150,000

At the asking price

Monthly rent£750/mo

Evidenced range £700-£800

Interest rate5.4%

Loan to value75%

Cash required: £46,800
Net cash flow: £13/mo
Cash on cash: 0.3%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.48 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£153,000

Rent Estimate (pcm)£750

Gross Yield6.00%

1y Growth-10.0%

3y Growth+2.4%

5y Growth+2.6%

10y Growth+5.0%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseWithheld

View Full Risk Report

Planning Activity

Recent Apps

0CF5 4BP

Approval Rate

-12mo

Development

low

26/02276/VAR
Construction of 4 bed detached dwelling with on-site parking (Approved 23 February 2022 - 22/01265/MNR and varied by 23/02095/VAR): Variation of Conditions 2 (List of Approved Plans and Details), 13 (Cycle Parking) and 14 (Refuse Storage) of planning permission 23/02095/VAR to allow the construction of an enclosure for cycle parking and refuse storage
Pending
26/02253/DOC
Discharge of Conditions 2 (Energy Assessment), 3 (Bin Storage Details), 4 (Site Enclosures), 5 (Architectural Detailing), 6 (Cycle Parking) and 8 (External Lighting) of 24/00778/VAR
Pending
26/02179/FUL
Change of use of the existing commercial premises from B1/B2 use to D2 (Assembly and Leisure) to operate as a recovery and wellness facility (Elevate Recovery), and associated internal alterations
Pending

View Planning Timeline