11 Penygarn Road, Cardiff, CF5 4BW

UPRN:100100098126End Terrace HouseBeds -Built 1930-1949

Tenure: -Council Tax: -EPC: D (63)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· freshEPC· 6mo agoRisk· 2y agoCrime· freshConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

HP Score

/ 100

Mixed

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

16 of 21 sources

Sale Estimate

£181,000

£163k - £199kMedium

Estimate

£181k

Range

£163k – £199k

Rent Estimate (pcm)

£900

£850 - £950

Monthly

£900

Yield

6.55%

Verdict

Derived from HomePortfolio scores

11 Penygarn Road earns an INVESTIGATE rating with HP Score 66/100. Investment score 60/100 reflects moderate fundamentals. Crime intensity is moderate. Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)ONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

66/ 100

Mixed

Investment Score

60/ 100

Moderate

Crime Score

47/ 100

Elevated

Walkability

No data

Transit & Bike

No data

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£165,000

At the asking price

Monthly rent£900/mo

Evidenced range £850-£950

Interest rate5.4%

Loan to value75%

Cash required: £51,600
Net cash flow: £66/mo
Cash on cash: 1.5%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.62 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£181,000

Rent Estimate (pcm)£900

Gross Yield6.55%

1y Growth-

3y Growth+2.4%

5y Growth+2.6%

10y Growth+5.0%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseWithheld

View Full Risk Report

Planning Activity

Recent Apps

0CF5 4BW

Approval Rate

-12mo

Development

low

26/02276/VAR
Construction of 4 bed detached dwelling with on-site parking (Approved 23 February 2022 - 22/01265/MNR and varied by 23/02095/VAR): Variation of Conditions 2 (List of Approved Plans and Details), 13 (Cycle Parking) and 14 (Refuse Storage) of planning permission 23/02095/VAR to allow the construction of an enclosure for cycle parking and refuse storage
Pending
26/02253/DOC
Discharge of Conditions 2 (Energy Assessment), 3 (Bin Storage Details), 4 (Site Enclosures), 5 (Architectural Detailing), 6 (Cycle Parking) and 8 (External Lighting) of 24/00778/VAR
Pending
26/02179/FUL
Change of use of the existing commercial premises from B1/B2 use to D2 (Assembly and Leisure) to operate as a recovery and wellness facility (Elevate Recovery), and associated internal alterations
Pending

View Planning Timeline