11 Llwyn y Pia Road, Lisvane, Cardiff, CF14 0SX

UPRN:100100136199Detached PropertyBeds -Built -

FreeholdCouncil Tax: Band HEPC: -

Data freshness:Listing· freshPrice Paid· freshPlanning· 1mo agoRisk· 2y agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

11 Llwyn y Pia Road, Lisvane, Cardiff, CF14 0SX

HP Score

/ 100

Strong

Verdict

5 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

16 of 21 sources

Sale Estimate

£822,000

£740k - £905kMedium

Estimate

£822k

Range

£740k – £905k

Rent Estimate (pcm)

£3,250

£3k - £4k

Monthly

£3,250

Yield

5.08%

Verdict

Derived from HomePortfolio scores

11 Llwyn y Pia Road earns an INVESTIGATE rating with HP Score 79/100. Investment score 60/100 reflects moderate fundamentals. Crime intensity is low. Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

79/ 100

Strong

Investment Score

60/ 100

Moderate

Crime Score

17/ 100

Moderate

Walkability

No data

Transit & Bike

No data

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesListing checked 31 Oct 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Valuation edge0/15
claims [AVM +6.6% (MEDIUM)] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (MEDIUM confidence) · snapshot 10 Oct 2026
- valuation_snapshotsestimate for 100100136199· as of 10 Oct 2026
Rental economics0.5/40
gross yield 5.1%; range width penalty ×0.80
- valuation_snapshotsrent estimate 3250/mo (range 2950-3600)· as of 10 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -981/mo, -30% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 31 Oct 2026
Seller motivationNot scored
context, not scored: 0 price cut(s), 141 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 31 Oct 2026
Risk & liquidity12.8/15
748 sales/12mo in area; valuation range width 20%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£710,500£883,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£768,000

At the asking price

Monthly rent£3,250/mo

Evidenced range £2,950-£3,600

Interest rate5.4%

Loan to value75%

Cash required: £260,100
Net cash flow: -£342/mo
Cash on cash: -1.6%
Score at this price: 13

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.25 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 100100136199Valuation edge · as of 10 Oct 2026
valuation_snapshotsrent estimate 3250/mo (range 2950-3600)Rental economics · as of 10 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 31 Oct 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 31 Oct 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 3250/mo (range 2950-3600)
Seller motivation could not be scored
context, not scored: 0 price cut(s), 141 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge

Property risk deep-dive →

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Treat the gap to the estimate as unproven - compare recent sold prices on the street yourself before pricing an offer around it.
On later completions, homes listed below their estimate sold at the same share of the asking price as the rest.
3. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£822,000

Rent Estimate (pcm)£3,250

Gross Yield5.08%

1y Growth-12.5%

3y Growth+0.5%

5y Growth+1.9%

10y Growth+3.6%

Last Sold Price£325,000 (2001-09-13)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonModerate
MiningLow
LandslideModerate
Air QualityLow
NoiseWithheld

View Full Risk Report

Planning Activity

Recent Apps

2CF14 0SX

Approval Rate

100%12mo

Development

low

26/02208/WTTPFP
Spruce overhanging 42 Mill rd - minor reduction of out of shape overhanging branches by up to 1.5m to suitable growth points and remove 2x low branches from the spruce growing over the garage.
Pending
26/02156/ADV
Installation of 1x new pictorial and gibbet to existing post complete with 2x amenity boards, 2x door plaques, 2x menu cases, 1x fascia sign, 1x set of sign written house name and logo, 1x amenity board, 1x logo and text, 1x double sided post mounted corex sign to existing posts, 1x Accessible entrance sign and 3x amenity/chalkboards
Pending
26/02150/WTTPFP
Craetagus, front garden (TPO); remove all deadwood over 20mm in diameter, very minor reduction of stray regrowth to reshape and tidy.
Approved

View Planning Timeline